Ares Commercial Real Estate Corp
ACRE NYSE· Real Estate Investment Trusts
Last close · Oct 23, 2026
$3.35
KIRA · Stoqly’s AI analyst, in plain words
- Ares Commercial Real Estate Corp had $54.8M of revenue in fiscal 2025, down 21.3% on the year before. Over five years, revenue changed −7.9% a year on average.
- Ares Commercial Real Estate Corp lost $0.9M in fiscal 2025.
- Ares Commercial Real Estate Corp returned $39.0M to shareholders in fiscal 2025. The diluted share count rose 0.8%.
- Ares Commercial Real Estate Corp owes $919M more than it holds in cash.
Market cap
$189M
P/E
—
Revenue
$54.8M
Net income
−$0.9M
Free cash flow
—
Operating margin
—
Ares Commercial Real Estate Corp in 30 seconds · fiscal 2025
Are sales growing?
−21.3%
No. Sales fell 21.3% last year.
Does it make a profit?
−1.6%
No. It lost money last year.
How healthy are the accounts?
3 / 7
Weak. It passes 3 of 7 health tests.
What Ares Commercial Real Estate Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 10, 2026
- Legal name
- Ares Commercial Real Estate Corp
- CIK
- 0001529377
Ares Commercial Real Estate Corp · ACRE
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $102M | $107M | $92.9M | $69.7M | $54.8M |
| Revenue growth | 23.4% | 4.7% | −13.0% | −25.0% | −21.3% |
| Net interest income | $83.6M | $104M | $89.0M | $51.7M | $32.4M |
| Net income | $60.5M | $29.8M | −$38.9M | −$35.0M | −$0.9M |
| Net margin | 59.2% | 27.9% | −41.8% | −50.2% | −1.6% |
| Cash | |||||
| Cash from operations | $48.4M | $57.2M | $46.8M | $35.5M | $21.4M |
| Dividends paid | $58.4M | $71.8M | $76.0M | $59.6M | $39.0M |
| Share buybacks | $0.0M | $0.0M | $4.6M | $0.0M | $0.0M |
| Share count change | 28.6% | 22.1% | 4.1% | 0.3% | 0.8% |
| Debt and strength | |||||
| Cash and short-term investments | $50.6M | $141M | $110M | $63.8M | $29.3M |
| Debt incl. finance leases | $1.0B | $960M | $895M | $718M | $948M |
| Shareholders' equity | $679M | $748M | $626M | $540M | $510M |
| Returns and quality | |||||
| Return on equity | 10.5% | 4.2% | −5.7% | −6.0% | −0.2% |
| Return on tangible equity | 8.9% | 4.0% | −6.2% | −6.5% | −0.2% |
| Efficiency ratio | 40.0% | 30.6% | 30.7% | 54.5% | 75.5% |
| Piotroski F-score | 4 | 5 | 2 | 2 | 3 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.2M
3 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Ares Commercial Real Estate Corp · ACRE
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $3.35 a share, the company is worth $189M.
Source: SEC EDGAR XBRL filings (CIK 0001529377). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.