Enact Holdings, Inc.
ACT Nasdaq· Insurance Agents, Brokers & Service
Last close · Oct 26, 2026
$48.29
KIRA · Stoqly’s AI analyst, in plain words
- Enact Holdings, Inc. had $1.2B of revenue in fiscal 2025, up 2.8% on the year before. Over five years, revenue changed +2.2% a year on average.
- Enact Holdings, Inc. made $674M of net profit in fiscal 2025. From fiscal 2019 to 2025, diluted EPS grew 1.4% a year.
- Enact Holdings, Inc. returned $503M to shareholders in fiscal 2025. The diluted share count fell 5.2%.
- Enact Holdings, Inc. owes $162M more than it holds in cash.
Market cap
$6.8B
P/E
10.1x
Revenue
$1.2B
Net income
$674M
Free cash flow
—
Operating margin
—
Enact Holdings, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+2.8%
Only a little. Sales grew 2.8% last year.
Does it make a profit?
54.6%
Yes. It keeps 54.6% of every sale as profit.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
10.1x
One share costs 10.1 times its yearly profit per share.
What Enact Holdings, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- Enact Holdings, Inc.
- CIK
- 0001823529
Enact Holdings, Inc. · ACT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.1B | $1.1B | $1.2B | $1.2B | $1.2B |
| Revenue growth | 1.0% | −2.0% | 5.4% | 4.2% | 2.8% |
| Net income | $547M | $704M | $666M | $688M | $674M |
| Net margin | 48.9% | 64.3% | 57.7% | 57.3% | 54.6% |
| Diluted EPS | $3.36 | $4.31 | $4.11 | $4.37 | $4.52 |
| Cash | |||||
| Cash from operations | $572M | $561M | $632M | $686M | $725M |
| Dividends paid | $200M | $251M | $213M | $112M | $121M |
| Share buybacks | $0.0M | $1.5M | $87.8M | $244M | $382M |
| Share count change | 0.0% | 0.3% | −0.9% | −2.7% | −5.2% |
| Debt and strength | |||||
| Cash and short-term investments | $426M | $517M | $636M | $603M | $582M |
| Debt incl. finance leases | $740M | $743M | $745M | $743M | $744M |
| Shareholders' equity | $4.1B | $4.1B | $4.6B | $5.0B | $5.4B |
| Returns and quality | |||||
| Return on equity | 13.7% | 17.2% | 15.2% | 14.3% | 13.0% |
| Return on tangible equity | 13.3% | 17.2% | 14.4% | 13.8% | 12.6% |
| Piotroski F-score | 5 | 4 | 4 | 4 | 5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$352M
6 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Enact Holdings, Inc. · ACT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $48.29 a share, the company is worth $6.8B: 10.1 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001823529). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.