AGI Inc
AGBK NYSE· Commercial Banks, Nec
Last close · Oct 26, 2026
$4.73
KIRA · Stoqly’s AI analyst, in plain words
- AGI Inc had $795M of revenue in fiscal 2025, up 10.0% on the year before.
- AGI Inc made $186M of net profit in fiscal 2025.
- It earned 37.9% on shareholders’ money.
Market cap
$3.9B
P/E
—
Revenue
$795M
Net income
$186M
Return on equity
37.9%
Efficiency ratio
—
AGI Inc in 30 seconds · fiscal 2025
Are sales growing?
+10.0%
Yes. Sales grew 10.0% last year.
Does it make a profit?
23.3%
Yes. It keeps 23.3% of every sale as profit.
How much does it earn on its capital?
37.9%
Good. It earns 37.9% a year on shareholders’ money.
What AGI Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 30, 2026
- Legal name
- AGI Inc
- CIK
- 0002081206
AGI Inc · AGBK
Results and finances
The last 3 fiscal years. Amounts in USD.
| Fiscal year | FY23 | FY24 | FY25 |
|---|---|---|---|
| Sales and profit | |||
| Revenue | $565M | $723M | $795M |
| Revenue growth | — | 27.8% | 10.0% |
| Net interest income | $565M | $723M | $795M |
| Net income | $84.5M | $147M | $186M |
| Net margin | 14.9% | 20.3% | 23.3% |
| Cash | |||
| Cash from operations | −$6.7M | $90.4M | −$73.3M |
| Capital expenditure | $1.8M | $5.0M | $9.4M |
| Free cash flow | −$8.5M | $85.4M | −$82.7M |
| FCF margin | −1.5% | 11.8% | −10.4% |
| Dividends paid | $16.0M | $33.4M | — |
| Share count change | — | 0.0% | 4.3% |
| Debt and strength | |||
| Cash and short-term investments | $93.4M | $227M | $156M |
| Debt incl. finance leases | — | $77.6M | $122M |
| Deposits | — | $2.7B | $3.8B |
| Shareholders' equity | $269M | $382M | $598M |
| Returns and quality | |||
| Return on equity | 31.4% | 45.1% | 37.9% |
| Return on tangible equity | 31.4% | 38.4% | 31.0% |
| Piotroski F-score | — | — | 2 |
Insiders bought, 12 months
$0.2M
7 insiders
Insiders sold, 12 months
$3.1M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
AGI Inc · AGBK
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $4.73 a share, the company is worth $3.9B.
Source: SEC EDGAR XBRL filings (CIK 0002081206). Data updated October 24, 2026. Filed in BRL under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.