Federal Agricultural Mortgage Corp
AGM NYSE· Federal & Federally-Sponsored Credit Agencies
Last close · Oct 23, 2026
$199.64
KIRA · Stoqly’s AI analyst, in plain words
- Federal Agricultural Mortgage Corp had $408M of revenue in fiscal 2025, up 8.9% on the year before. Over five years, revenue changed +13.8% a year on average.
- Federal Agricultural Mortgage Corp made $207M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 12.0% a year.
- Free cash flow was $80.1M in fiscal 2025, 19.6% of revenue.
- Federal Agricultural Mortgage Corp returned $12.9M to shareholders in fiscal 2025, 16% of free cash flow. The diluted share count rose 0.1%.
- Federal Agricultural Mortgage Corp owes $29.9B more than it holds in cash.
Market cap
$2.2B
P/E
10.9x
Revenue
$408M
Net income
$207M
Free cash flow
$80.1M
Operating margin
—
Federal Agricultural Mortgage Corp in 30 seconds · fiscal 2025
Are sales growing?
+8.9%
Yes. Sales grew 8.9% last year.
Does it make a profit?
50.8%
Yes. It keeps 50.8% of every sale as profit.
Does profit turn into cash?
19.6%
Yes. 19.6% of sales ends up as free cash.
How healthy are the accounts?
3 / 7
Weak. It passes 3 of 7 health tests.
How is the share priced?
10.9x
One share costs 10.9 times its yearly profit per share.
What Federal Agricultural Mortgage Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 19, 2026
- Legal name
- FEDERAL AGRICULTURAL MORTGAGE CORP
- CIK
- 0000845877
Federal Agricultural Mortgage Corp · AGM
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $245M | $310M | $351M | $375M | $408M |
| Revenue growth | 14.6% | 26.4% | 13.4% | 6.8% | 8.9% |
| Net interest income | $222M | $271M | $328M | $354M | $391M |
| Net income | $136M | $178M | $200M | $207M | $207M |
| Net margin | 55.5% | 57.5% | 57.0% | 55.2% | 50.8% |
| Diluted EPS | $10.27 | $13.87 | $15.81 | $16.44 | $16.62 |
| Cash | |||||
| Cash from operations | $436M | $809M | $376M | $613M | $80.1M |
| Capital expenditure | — | $0.0M | $0.0M | $5.3M | $0.0M |
| Free cash flow | — | $809M | $376M | $607M | $80.1M |
| FCF margin | — | 261.4% | 107.0% | 161.9% | 19.6% |
| Share buybacks | $0.0M | $0.0M | $0.0M | $0.0M | $12.9M |
| Share count change | 0.6% | 0.3% | 0.5% | 0.3% | 0.1% |
| Debt and strength | |||||
| Cash and short-term investments | $909M | $861M | $889M | $1.0B | $931M |
| Debt incl. finance leases | $22.8B | $25.0B | $26.6B | $27.5B | $30.8B |
| Loans, net | $9.2B | $10.2B | $11.0B | $13.2B | $16.3B |
| Shareholders' equity | $1.2B | $1.3B | $1.4B | $1.5B | $1.7B |
| Returns and quality | |||||
| Return on equity | 12.3% | 14.3% | 14.9% | 14.3% | 12.9% |
| Return on tangible equity | 9.2% | 11.9% | 12.2% | 12.1% | 10.6% |
| Efficiency ratio | 29.4% | 26.5% | 27.7% | — | — |
| Piotroski F-score | 5 | 5 | 6 | 5 | 3 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Federal Agricultural Mortgage Corp · AGM
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $199.64 a share, the company is worth $2.2B: 10.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000845877). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.