AIFU Inc.
AIFU Nasdaq· Insurance Agents, Brokers & Service
Last close · Oct 26, 2026
$10.63
KIRA · Stoqly’s AI analyst, in plain words
- AIFU Inc. had $77.4M of revenue in fiscal 2025, down 58.2% on the year before. Over five years, revenue changed −30.4% a year on average.
- Its operating margin was −7.0%, up 26.6 pts: of every 100 in sales, about −7 is left after running the business.
- AIFU Inc. lost $317M in fiscal 2025.
- Free cash flow was −$2.7M in fiscal 2025, −3.5% of revenue.
- AIFU Inc. owes $3.6M more than it holds in cash.
Market cap
$5.4M
P/E
—
Revenue
$77.4M
Net income
−$317M
Free cash flow
−$2.7M
Operating margin
−7.0%
AIFU Inc. in 30 seconds · fiscal 2025
Are sales growing?
−58.2%
No. Sales fell 58.2% last year.
Does it make a profit?
−408.8%
No. It lost money last year.
Does profit turn into cash?
−3.5%
No. It spent more cash than it brought in.
How healthy are the accounts?
2 / 8
Weak. It passes 2 of 8 health tests.
What AIFU Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 28, 2026
- Legal name
- AIFU Inc.
- CIK
- 0001413855
AIFU Inc. · AIFU
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $507M | $413M | $390M | $185M | $77.4M |
| Revenue growth | 7.1% | −18.5% | −5.7% | −52.5% | −58.2% |
| Operating margin | 9.2% | 6.1% | 6.4% | −33.6% | −7.0% |
| Net income | $38.9M | $14.9M | $39.6M | $63.2M | −$317M |
| Net margin | 7.7% | 3.6% | 10.2% | 34.2% | −408.8% |
| Diluted EPS | $0.71 | $0.27 | $0.73 | $1.17 | — |
| Cash | |||||
| Cash from operations | $19.6M | $20.5M | $14.4M | $19.8M | −$2.3M |
| Capital expenditure | $4.8M | $11.5M | $1.8M | $1.2M | $0.5M |
| Free cash flow | $14.8M | $8.9M | $12.5M | $18.7M | −$2.7M |
| FCF margin | 2.9% | 2.2% | 3.2% | 10.1% | −3.5% |
| Dividends paid | $37.6M | $7.7M | — | — | — |
| Share count change | 0.0% | 0.0% | −99.7% | −0.6% | 278.6% |
| Debt and strength | |||||
| Cash and short-term investments | $224M | $130M | $204M | $98.8M | $4.4M |
| Debt incl. finance leases | — | $5.2M | $23.1M | $18.5M | $8.0M |
| Deposits | $2.5M | — | — | — | — |
| Shareholders' equity | $289M | $235M | $292M | $349M | $68.4M |
| Net debt / EBITDA | — | −4.5x | −6.8x | — | — |
| Current ratio | 2.5x | 2.4x | 2.3x | 2.5x | 1.2x |
| Returns and quality | |||||
| Return on capital | — | 18.0% | 18.7% | −17.8% | −6.0% |
| Return on equity | 13.7% | 5.7% | 15.0% | 19.7% | −151.8% |
| Return on tangible equity | 15.3% | 7.3% | 17.2% | 18.1% | −463.2% |
| Piotroski F-score | 4 | 3 | 4 | 6 | 2 |
| Altman Z'' | 6.2 | 5.6 | 4.8 | 4.4 | 0.2 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
AIFU Inc. · AIFU
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $10.63 a share, the company is worth $5.4M.
Source: SEC EDGAR XBRL filings (CIK 0001413855). Data updated October 24, 2026. Filed in CNY under US GAAP and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.