American Integrity Insurance Group, Inc.
AII NYSE· Fire, Marine & Casualty Insurance
Last close · Oct 26, 2026
$29.52
KIRA · Stoqly’s AI analyst, in plain words
- American Integrity Insurance Group, Inc. had $276M of revenue in fiscal 2025, up 35.3% on the year before.
- American Integrity Insurance Group, Inc. made $99.6M of net profit in fiscal 2025. From fiscal 2024 to 2025, diluted EPS grew 91.5% a year.
- Free cash flow was $133M in fiscal 2025, 48.2% of revenue.
- American Integrity Insurance Group, Inc. has $221M more cash than debt.
Market cap
$578M
P/E
6.6x
Revenue
$276M
Net income
$99.6M
Free cash flow
$133M
Operating margin
—
American Integrity Insurance Group, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+35.3%
Yes. Sales grew 35.3% last year.
Does it make a profit?
36.0%
Yes. It keeps 36.0% of every sale as profit.
Does profit turn into cash?
48.2%
Yes. 48.2% of sales ends up as free cash.
How healthy are the accounts?
6 / 7
Mixed. It passes 6 of 7 health tests.
How is the share priced?
6.6x
One share costs 6.6 times its yearly profit per share.
What American Integrity Insurance Group, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- American Integrity Insurance Group, Inc.
- CIK
- 0002007587
American Integrity Insurance Group, Inc. · AII
Results and finances
The last 2 fiscal years. Amounts in USD.
| Fiscal year | FY24 | FY25 |
|---|---|---|
| Sales and profit | ||
| Revenue | $204M | $276M |
| Revenue growth | — | 35.3% |
| Net income | $39.7M | $99.6M |
| Net margin | 19.4% | 36.0% |
| Diluted EPS | $2.95 | $5.65 |
| Cash | ||
| Cash from operations | $149M | $138M |
| Capital expenditure | $1.3M | $5.0M |
| Free cash flow | $148M | $133M |
| FCF margin | 72.2% | 48.2% |
| Share count change | — | 33.6% |
| Debt and strength | ||
| Cash and short-term investments | $173M | $222M |
| Debt incl. finance leases | $1.0M | $0.6M |
| Shareholders' equity | $162M | $337M |
| Returns and quality | ||
| Return on equity | 24.5% | 39.9% |
| Return on tangible equity | 23.4% | 28.9% |
| Piotroski F-score | — | 6 |
Insiders bought, 12 months
$2.5M
4 insiders
Insiders sold, 12 months
$81.2M
4 insiders
Of sales under plans
22%
$17.5M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
American Integrity Insurance Group, Inc. · AII
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $29.52 a share, the company is worth $578M: 6.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0002007587). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.