Alkami Technology, Inc.
ALKT NasdaqΒ· Services-Prepackaged Software
Last close Β· Oct 23, 2026
$16.03
KIRA Β· Stoqlyβs AI analyst, in plain words
- Alkami Technology, Inc. had $444M of revenue in fiscal 2025, up 32.9% on the year before. Over five years, revenue changed +31.7% a year on average.
- Its operating margin was β12.1%, up 1.3Β pts: of every 100 in sales, about β12 is left after running the business.
- Alkami Technology, Inc. lost $47.7M in fiscal 2025.
- Free cash flow was $41.4M in fiscal 2025, 9.3% of revenue.
Market cap
$1.7B
P/E
β
Revenue
$444M
Net income
β$47.7M
Free cash flow
$41.4M
Operating margin
β12.1%
Alkami Technology, Inc. in 30 seconds Β· fiscal 2025
Are sales growing?
+32.9%
Yes. Sales grew 32.9% last year.
Does it make a profit?
β10.7%
No. It lost money last year.
Does profit turn into cash?
9.3%
Partly. 9.3% of sales ends up as free cash.
How healthy are the accounts?
3 / 8
Weak. It passes 3 of 8 health tests.
How is the share priced?
β
No P/E: it made no profit over the last four quarters.
What Alkami Technology, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K Β· Feb 26, 2026
- Legal name
- ALKAMI TECHNOLOGY, INC.
- CIK
- 0001529274
Alkami Technology, Inc. Β· ALKT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $152M | $204M | $265M | $334M | $444M |
| Revenue growth | 35.7% | 34.2% | 29.6% | 26.1% | 32.9% |
| Gross margin | 55.1% | 53.0% | 54.4% | 58.9% | 57.8% |
| Operating margin | β28.2% | β28.2% | β24.1% | β13.4% | β12.1% |
| Net income | β$46.8M | β$58.6M | β$62.9M | β$40.8M | β$47.7M |
| Net margin | β30.8% | β28.7% | β23.8% | β12.2% | β10.7% |
| Diluted EPS | β$0.73 | β$0.64 | β$0.67 | β$0.41 | β$0.46 |
| Cash | |||||
| Cash from operations | β$29.0M | β$38.0M | β$17.5M | $18.6M | $42.9M |
| Capital expenditure | $1.1M | $1.1M | $1.1M | $1.2M | $1.5M |
| Free cash flow | β$30.1M | β$39.1M | β$18.6M | $17.4M | $41.4M |
| FCF margin | β19.8% | β19.1% | β7.0% | 5.2% | 9.3% |
| Dividends paid | $5.0M | $0.0M | $0.0M | β | β |
| Share buybacks | $3.5M | $0.0M | $0.0M | β | β |
| Share count change | 1,241.3% | 41.0% | 3.4% | 5.1% | 5.1% |
| Debt and strength | |||||
| Cash and short-term investments | $309M | $196M | $92.1M | $94.4M | $63.5M |
| Debt incl. finance leases | $24.6M | $84.6M | $0.0M | β | β |
| Shareholders' equity | $345M | $334M | $325M | $357M | $362M |
| Current ratio | 10.4x | 5.8x | 3.8x | 4.0x | 2.1x |
| Interest coverage | β36.2x | β15.0x | β8.6x | β96.8x | β5.7x |
| Returns and quality | |||||
| Return on capital | β55.9% | β20.5% | β21.6% | β | β |
| Return on equity | β115.5% | β17.3% | β19.1% | β12.0% | β13.3% |
| Return on tangible equity | β16.5% | β40.9% | β44.6% | β22.7% | β |
| Piotroski F-score | 5 | 2 | 4 | 6 | 3 |
| Altman Z'' | 5.6 | 1.7 | 1.7 | 2.5 | β0.9 |
Insiders bought, 12 months
$255M
8 insiders
Insiders sold, 12 months
$1.5M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Alkami Technology, Inc. Β· ALKT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $16.03 a share, the company is worth $1.7B.
Source: SEC EDGAR XBRL filings (CIK 0001529274). Data updated October 24, 2026. For information only β not investment advice. Check the original filings before relying on any figure.
