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Stoqly stoqly.net Company report Β· October 27, 2026

Alkami Technology, Inc.

ALKT NasdaqΒ· Services-Prepackaged Software

Last close Β· Oct 26, 2026

$15.71

KIRA Β· Stoqly’s AI analyst, in plain words

  • Alkami Technology, Inc. had $444M of revenue in fiscal 2025, up 32.9% on the year before. Over five years, revenue changed +31.7% a year on average.
  • Its operating margin was βˆ’12.1%, up 1.3Β pts: of every 100 in sales, about βˆ’12 is left after running the business.
  • Alkami Technology, Inc. lost $47.7M in fiscal 2025.
  • Free cash flow was $41.4M in fiscal 2025, 9.3% of revenue.

Market cap

$1.7B

P/E

β€”

Revenue

$444M

Net income

βˆ’$47.7M

Free cash flow

$41.4M

Operating margin

βˆ’12.1%

Alkami Technology, Inc. in 30 seconds Β· fiscal 2025

Good

Are sales growing?

+32.9%

Yes. Sales grew 32.9% last year.

Weak

Does it make a profit?

βˆ’10.7%

No. It lost money last year.

So-so

Does profit turn into cash?

9.3%

Partly. 9.3% of sales ends up as free cash.

Weak

How healthy are the accounts?

3 / 8

Weak. It passes 3 of 8 health tests.

For information

How is the share priced?

β€”

No P/E: it made no profit over the last four quarters.

What Alkami Technology, Inc. does

No business description yet.

Fiscal year ends
December 31, 2025
Latest annual report
10-K Β· Feb 26, 2026
Legal name
ALKAMI TECHNOLOGY, INC.
CIK
0001529274
stoqly.net Β· ALKT Β· Generated October 27, 2026 Not investment advice Β· Page 1 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Alkami Technology, Inc. Β· ALKT

Results and finances

The last 5 fiscal years. Amounts in USD.

Fiscal yearFY21FY22FY23FY24FY25
Sales and profit
Revenue $152M $204M $265M $334M $444M
Revenue growth 35.7% 34.2% 29.6% 26.1% 32.9%
Gross margin 55.1% 53.0% 54.4% 58.9% 57.8%
Operating margin βˆ’28.2% βˆ’28.2% βˆ’24.1% βˆ’13.4% βˆ’12.1%
Net income βˆ’$46.8M βˆ’$58.6M βˆ’$62.9M βˆ’$40.8M βˆ’$47.7M
Net margin βˆ’30.8% βˆ’28.7% βˆ’23.8% βˆ’12.2% βˆ’10.7%
Diluted EPS βˆ’$0.73 βˆ’$0.64 βˆ’$0.67 βˆ’$0.41 βˆ’$0.46
Cash
Cash from operations βˆ’$29.0M βˆ’$38.0M βˆ’$17.5M $18.6M $42.9M
Capital expenditure $1.1M $1.1M $1.1M $1.2M $1.5M
Free cash flow βˆ’$30.1M βˆ’$39.1M βˆ’$18.6M $17.4M $41.4M
FCF margin βˆ’19.8% βˆ’19.1% βˆ’7.0% 5.2% 9.3%
Dividends paid $5.0M $0.0M $0.0M β€” β€”
Share buybacks $3.5M $0.0M $0.0M β€” β€”
Share count change 1,241.3% 41.0% 3.4% 5.1% 5.1%
Debt and strength
Cash and short-term investments $309M $196M $92.1M $94.4M $63.5M
Debt incl. finance leases $24.6M $84.6M $0.0M β€” β€”
Shareholders' equity $345M $334M $325M $357M $362M
Current ratio 10.4x 5.8x 3.8x 4.0x 2.1x
Interest coverage βˆ’36.2x βˆ’15.0x βˆ’8.6x βˆ’96.8x βˆ’5.7x
Returns and quality
Return on capital βˆ’55.9% βˆ’20.5% βˆ’21.6% β€” β€”
Return on equity βˆ’115.5% βˆ’17.3% βˆ’19.1% βˆ’12.0% βˆ’13.3%
Return on tangible equity βˆ’16.5% βˆ’40.9% βˆ’44.6% βˆ’22.7% β€”
Piotroski F-score 5 2 4 6 3
Altman Z'' 5.6 1.7 1.7 2.5 βˆ’0.9

Insiders bought, 12 months

$255M

8 insiders

Insiders sold, 12 months

$1.5M

4 insiders

Of sales under plans

0%

$0.0M

How to read these numbers

Revenue:
Total sales reported in the income statement.
Operating margin:
Operating income as a share of revenue.
Net income:
Profit after all expenses, interest and tax.
Free cash flow:
Cash from operations minus capital spending.
Net debt / EBITDA:
Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
Return on capital:
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
stoqly.net Β· ALKT Β· Generated October 27, 2026 Not investment advice Β· Page 2 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Alkami Technology, Inc. Β· ALKT

Charts and comparison

Ten years at a glance, and how it stacks up against similar companies.

Revenue

Net income

Margins, % of revenue

Gross Operating Net

Cash vs debt (incl. leases)

Cash Debt

Free cash flow

Dividends and buybacks

Dividends Buybacks

KIRA

At $15.71 a share, the company is worth $1.7B.

Source: SEC EDGAR XBRL filings (CIK 0001529274). Data updated October 24, 2026. For information only β€” not investment advice. Check the original filings before relying on any figure.