Amerant Bancorp Inc.
AMTB NYSE· National Commercial Banks
Last close · Oct 26, 2026
$30.06
KIRA · Stoqly’s AI analyst, in plain words
- Amerant Bancorp Inc. had $439M of revenue in fiscal 2025, up 30.8% on the year before. Over five years, revenue changed +10.8% a year on average.
- Amerant Bancorp Inc. made $52.4M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 9.6% a year.
- Amerant Bancorp Inc. returned $48.1M to shareholders in fiscal 2025, 37% of free cash flow. The diluted share count rose 16.7%.
- It earned 5.7% on shareholders’ money. Running costs took 75.2% of revenue (the efficiency ratio; lower is better).
Market cap
$1.2B
P/E
21.5x
Revenue
$439M
Net income
$52.4M
Return on equity
5.7%
Efficiency ratio
75.2%
Amerant Bancorp Inc. in 30 seconds · fiscal 2025
Are sales growing?
+30.8%
Yes. Sales grew 30.8% last year.
Does it make a profit?
11.9%
Yes. It keeps 11.9% of every sale as profit.
How lean are its costs?
75.2%
Costly. Running costs take 75.2% of revenue.
How much does it earn on its capital?
5.7%
Low. It earns 5.7% a year on shareholders’ money.
How is the share priced?
21.5x
One share costs 21.5 times its yearly profit per share.
What Amerant Bancorp Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- Amerant Bancorp Inc.
- CIK
- 0001734342
Amerant Bancorp Inc. · AMTB
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $326M | $334M | $414M | $336M | $439M |
| Revenue growth | 23.9% | 2.5% | 24.0% | −18.9% | 30.8% |
| Net interest income | $205M | $267M | $326M | $326M | $361M |
| Net income | $113M | $63.3M | $32.5M | −$15.8M | $52.4M |
| Net margin | 34.7% | 19.0% | 7.8% | −4.7% | 11.9% |
| Diluted EPS | $3.01 | $1.85 | $0.96 | −$0.44 | $1.26 |
| Cash | |||||
| Cash from operations | $67.4M | −$49.2M | $26.7M | $82.2M | $137M |
| Capital expenditure | $6.6M | $10.6M | $10.9M | $7.4M | $7.7M |
| Free cash flow | $60.9M | −$59.8M | $15.8M | $74.8M | $129M |
| FCF margin | 18.7% | −17.9% | 3.8% | 22.3% | 29.4% |
| Dividends paid | $0.0M | $12.2M | $12.1M | $12.8M | $15.1M |
| Share buybacks | $36.3M | $72.1M | $4.9M | $7.6M | $33.0M |
| Share count change | −10.1% | −9.0% | −1.4% | 6.2% | 16.7% |
| Debt and strength | |||||
| Cash and short-term investments | $274M | $291M | $322M | $590M | $470M |
| Loans, net | $5.3B | $6.8B | $6.8B | $7.1B | $6.5B |
| Deposits | $5.6B | $7.0B | $7.9B | $7.9B | $7.8B |
| Shareholders' equity | $832M | $706M | $736M | $890M | $939M |
| Returns and quality | |||||
| Return on equity | 14.0% | 8.2% | 4.5% | −1.9% | 5.7% |
| Return on tangible equity | 13.9% | 9.2% | 4.5% | −1.8% | 5.7% |
| Efficiency ratio | 60.9% | 72.3% | 75.2% | 89.2% | 75.2% |
Insiders bought, 12 months
$0.1M
2 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Amerant Bancorp Inc. · AMTB
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $30.06 a share, the company is worth $1.2B: 21.5 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001734342). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.