Auburn National Bancorporation, Inc
AUBN Nasdaq· State Commercial Banks
Last close · Oct 23, 2026
$26.86
KIRA · Stoqly’s AI analyst, in plain words
- Auburn National Bancorporation, Inc had $0.6M of revenue in fiscal 2025, up 0.8% on the year before. Over five years, revenue changed +1.1% a year on average.
- Auburn National Bancorporation, Inc made $7.3M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −0.8% a year.
- It earned 8.5% on shareholders’ money. Running costs took 3,707.8% of revenue (the efficiency ratio; lower is better).
Market cap
$93.8M
P/E
11.1x
Revenue
$0.6M
Net income
$7.3M
Return on equity
8.5%
Efficiency ratio
3,707.8%
Auburn National Bancorporation, Inc in 30 seconds · fiscal 2025
Are sales growing?
+0.8%
Only a little. Sales grew 0.8% last year.
Does it make a profit?
1,172.1%
Yes. It keeps 1,172.1% of every sale as profit.
How lean are its costs?
3,707.8%
Costly. Running costs take 3,707.8% of revenue.
How much does it earn on its capital?
8.5%
Fair. It earns 8.5% a year on shareholders’ money.
How is the share priced?
11.1x
One share costs 11.1 times its yearly profit per share.
What Auburn National Bancorporation, Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 17, 2026
- Legal name
- AUBURN NATIONAL BANCORPORATION, INC
- CIK
- 0000750574
Auburn National Bancorporation, Inc · AUBN
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $0.6M | $0.6M | $0.6M | $0.6M | $0.6M |
| Revenue growth | −3.2% | 5.7% | 0.8% | 1.8% | 0.8% |
| Net interest income | $24.0M | $27.2M | $26.3M | $27.1M | $29.7M |
| Net income | $8.0M | $10.3M | $1.4M | $6.4M | $7.3M |
| Net margin | 1,420.3% | 1,730.1% | 231.3% | 1,041.9% | 1,172.1% |
| Diluted EPS | $2.27 | — | — | $1.83 | $2.08 |
| Cash | |||||
| Cash from operations | $12.3M | $11.0M | $11.9M | $10.8M | $12.3M |
| Capital expenditure | $20.2M | $7.0M | $0.4M | $2.1M | $1.5M |
| Free cash flow | −$7.9M | $3.9M | $11.5M | $8.7M | $10.9M |
| FCF margin | −1,387.8% | 657.4% | 1,904.5% | 1,420.2% | 1,755.1% |
| Share buybacks | $1.6M | $0.5M | $0.2M | $0.0M | — |
| Share count change | −0.6% | — | — | — | 0.0% |
| Debt and strength | |||||
| Cash and short-term investments | $156M | $27.3M | $71.4M | $93.4M | $148M |
| Loans, net | $453M | $499M | $550M | $557M | $558M |
| Deposits | $994M | $950M | $896M | $896M | $923M |
| Shareholders' equity | $104M | $68.0M | $76.5M | $78.3M | $92.1M |
| Returns and quality | |||||
| Return on equity | 7.6% | 12.0% | 1.9% | 8.3% | 8.5% |
| Return on tangible equity | 7.8% | 15.2% | 1.8% | 8.2% | 7.9% |
| Efficiency ratio | 3,433.4% | 3,314.9% | 3,746.9% | 3,610.1% | 3,707.8% |
Insiders bought, 12 months
$0.1M
6 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Auburn National Bancorporation, Inc · AUBN
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $26.86 a share, the company is worth $93.8M: 11.1 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000750574). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.