Avidia Bancorp, Inc.
AVBC NYSE· Savings Institutions, Not Federally Chartered
Last close · Oct 27, 2026
$23.16
KIRA · Stoqly’s AI analyst, in plain words
- Avidia Bancorp, Inc. had $104M of revenue in fiscal 2025, up 14.7% on the year before.
- Avidia Bancorp, Inc. lost $3.3M in fiscal 2025.
- It earned −1.1% on shareholders’ money. Running costs took 84.8% of revenue (the efficiency ratio; lower is better).
Market cap
$430M
P/E
—
Revenue
$104M
Net income
−$3.3M
Return on equity
−1.1%
Efficiency ratio
84.8%
Avidia Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+14.7%
Yes. Sales grew 14.7% last year.
Does it make a profit?
−3.2%
No. It lost money last year.
How lean are its costs?
84.8%
Costly. Running costs take 84.8% of revenue.
How much does it earn on its capital?
−1.1%
Low. It earns −1.1% a year on shareholders’ money.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Avidia Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 27, 2026
- Legal name
- Avidia Bancorp, Inc.
- CIK
- 0002058758
Avidia Bancorp, Inc. · AVBC
Results and finances
The last 2 fiscal years. Amounts in USD.
| Fiscal year | FY24 | FY25 |
|---|---|---|
| Sales and profit | ||
| Revenue | $90.3M | $104M |
| Revenue growth | — | 14.7% |
| Net interest income | $73.3M | $86.5M |
| Net income | $11.5M | −$3.3M |
| Net margin | 12.7% | −3.2% |
| Diluted EPS | — | −$0.18 |
| Cash | ||
| Cash from operations | $23.2M | $28.4M |
| Capital expenditure | $2.8M | $4.3M |
| Free cash flow | $20.4M | $24.1M |
| FCF margin | 22.7% | 23.3% |
| Debt and strength | ||
| Loans, net | $2.2B | $2.3B |
| Deposits | $2.1B | $2.1B |
| Shareholders' equity | $194M | $379M |
| Returns and quality | ||
| Return on equity | 5.9% | −1.1% |
| Return on tangible equity | 6.3% | −0.9% |
| Efficiency ratio | 81.0% | 84.8% |
Insiders bought, 12 months
$2.3M
12 insiders
Insiders sold, 12 months
$0.1M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Avidia Bancorp, Inc. · AVBC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $23.16 a share, the company is worth $430M.
Source: SEC EDGAR XBRL filings (CIK 0002058758). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.