Avidbank Holdings, Inc.
AVBH Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$31.57
KIRA · Stoqly’s AI analyst, in plain words
- Avidbank Holdings, Inc. had $30.9M of revenue in fiscal 2025, down 61.9% on the year before.
- Avidbank Holdings, Inc. lost $19.6M in fiscal 2025.
- It earned −8.4% on shareholders’ money. Running costs took 170.7% of revenue (the efficiency ratio; lower is better).
Market cap
$340M
P/E
—
Revenue
$30.9M
Net income
−$19.6M
Return on equity
−8.4%
Efficiency ratio
170.7%
Avidbank Holdings, Inc. in 30 seconds · fiscal 2025
Are sales growing?
−61.9%
No. Sales fell 61.9% last year.
Does it make a profit?
−63.2%
No. It lost money last year.
How lean are its costs?
170.7%
Costly. Running costs take 170.7% of revenue.
How much does it earn on its capital?
−8.4%
Low. It earns −8.4% a year on shareholders’ money.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Avidbank Holdings, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 18, 2026
- Legal name
- Avidbank Holdings, Inc.
- CIK
- 0001443575
Avidbank Holdings, Inc. · AVBH
Results and finances
The last 2 fiscal years. Amounts in USD.
| Fiscal year | FY24 | FY25 |
|---|---|---|
| Sales and profit | ||
| Revenue | $81.2M | $30.9M |
| Revenue growth | — | −61.9% |
| Net interest income | $75.2M | $87.3M |
| Net income | $21.0M | −$19.6M |
| Net margin | 25.9% | −63.2% |
| Diluted EPS | $2.76 | −$2.25 |
| Cash | ||
| Cash from operations | $22.7M | $39.0M |
| Capital expenditure | $0.0M | $0.1M |
| Free cash flow | $22.6M | $38.9M |
| FCF margin | 27.9% | 125.9% |
| Share count change | — | 14.4% |
| Debt and strength | ||
| Cash and short-term investments | $82.7M | $155M |
| Debt incl. finance leases | $185M | $60.0M |
| Loans, net | $1.8B | $2.1B |
| Deposits | $1.9B | $2.2B |
| Shareholders' equity | $186M | $281M |
| Returns and quality | ||
| Return on equity | 11.3% | −8.4% |
| Return on tangible equity | 11.3% | −7.0% |
| Efficiency ratio | 58.3% | 170.7% |
| Piotroski F-score | — | 3 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$5.8M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Avidbank Holdings, Inc. · AVBH
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $31.57 a share, the company is worth $340M.
Source: SEC EDGAR XBRL filings (CIK 0001443575). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.