Banc Of California, Inc.
BANC NYSE· National Commercial Banks
Last close · Oct 26, 2026
$17.99
KIRA · Stoqly’s AI analyst, in plain words
- Banc Of California, Inc. had $1.8B of revenue in fiscal 2025, down 3.8% on the year before. Over five years, revenue changed +243.4% a year on average.
- Banc Of California, Inc. made $229M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −5.5% a year.
- Banc Of California, Inc. returned $0.0M to shareholders in fiscal 2025, 0% of free cash flow. The diluted share count fell 4.1%.
- It earned 6.5% on shareholders’ money. Running costs took 40.5% of revenue (the efficiency ratio; lower is better).
Market cap
$2.8B
P/E
—
Revenue
$1.8B
Net income
$229M
Return on equity
6.5%
Efficiency ratio
40.5%
Banc Of California, Inc. in 30 seconds · fiscal 2025
Are sales growing?
−3.8%
No. Sales fell 3.8% last year.
Does it make a profit?
12.6%
Yes. It keeps 12.6% of every sale as profit.
How lean are its costs?
40.5%
Lean. Running costs take 40.5% of revenue.
How much does it earn on its capital?
6.5%
Low. It earns 6.5% a year on shareholders’ money.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Banc Of California, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- BANC OF CALIFORNIA, INC.
- CIK
- 0001169770
Banc Of California, Inc. · BANC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.4B | $1.6B | $1.5B | $1.9B | $1.8B |
| Revenue growth | 35,412.1% | 20.6% | −6.7% | 24.1% | −3.8% |
| Net interest income | $1.1B | $1.3B | $747M | $926M | $977M |
| Net income | $607M | $424M | −$1.9B | $127M | $229M |
| Net margin | 44.9% | 26.0% | −124.7% | 6.7% | 12.6% |
| Diluted EPS | $7.76 | $5.14 | −$22.71 | $0.52 | $1.17 |
| Cash | |||||
| Cash from operations | $503M | $702M | $136M | $77.4M | $256M |
| Capital expenditure | $17.3M | $20.1M | $15.2M | $13.0M | $20.8M |
| Free cash flow | $486M | $682M | $121M | $64.3M | $235M |
| FCF margin | 35.9% | 41.8% | 7.9% | 3.4% | 12.9% |
| Dividends paid | $119M | $120M | $48.9M | $68.3M | — |
| Share buybacks | $0.0M | $75.1M | — | — | $0.0M |
| Share count change | — | 0.5% | 10.5% | 97.5% | −4.1% |
| Debt and strength | |||||
| Cash and short-term investments | $228M | $229M | $5.4B | $2.5B | $2.3B |
| Debt incl. finance leases | — | $1.8B | $2.9B | $1.4B | $2.1B |
| Loans, net | $7.2B | $28.4B | $25.2B | $23.5B | $24.8B |
| Deposits | $7.4B | $33.9B | $30.4B | $27.2B | $27.8B |
| Shareholders' equity | $4.0B | $4.0B | $3.4B | $3.5B | $3.5B |
| Returns and quality | |||||
| Return on equity | 16.0% | 10.7% | −51.7% | 3.7% | 6.5% |
| Return on tangible equity | 23.5% | 15.9% | −64.1% | 2.8% | 5.9% |
| Efficiency ratio | 47.1% | 47.4% | 161.4% | 41.9% | 40.5% |
| Piotroski F-score | — | — | 2 | 5 | 5 |
Insiders bought, 12 months
$0.3M
1 insider
Insiders sold, 12 months
$646M
7 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Banc Of California, Inc. · BANC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $17.99 a share, the company is worth $2.8B.
Source: SEC EDGAR XBRL filings (CIK 0001169770). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.