Bancfirst Corp /Ok/
BANF Nasdaq· National Commercial Banks
Last close · Oct 23, 2026
$111.21
KIRA · Stoqly’s AI analyst, in plain words
- Bancfirst Corp /Ok/ had $691M of revenue in fiscal 2025, up 9.4% on the year before. Over five years, revenue changed +9.2% a year on average.
- Bancfirst Corp /Ok/ made $241M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 13.8% a year.
- Bancfirst Corp /Ok/ returned $62.2M to shareholders in fiscal 2025, 26% of free cash flow. The diluted share count rose 0.7%.
- It earned 13.8% on shareholders’ money. Running costs took 55.0% of revenue (the efficiency ratio; lower is better).
Market cap
$3.8B
P/E
15.0x
Revenue
$691M
Net income
$241M
Return on equity
13.8%
Efficiency ratio
55.0%
Bancfirst Corp /Ok/ in 30 seconds · fiscal 2025
Are sales growing?
+9.4%
Yes. Sales grew 9.4% last year.
Does it make a profit?
34.8%
Yes. It keeps 34.8% of every sale as profit.
How lean are its costs?
55.0%
Lean. Running costs take 55.0% of revenue.
How much does it earn on its capital?
13.8%
Good. It earns 13.8% a year on shareholders’ money.
How is the share priced?
15.0x
One share costs 15.0 times its yearly profit per share.
What Bancfirst Corp /Ok/ does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 26, 2026
- Legal name
- BANCFIRST CORP /OK/
- CIK
- 0000760498
Bancfirst Corp /Ok/ · BANF
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $486M | $557M | $610M | $631M | $691M |
| Revenue growth | 9.4% | 14.8% | 9.4% | 3.5% | 9.4% |
| Net interest income | $316M | $374M | $424M | $447M | $490M |
| Net income | $168M | $193M | $212M | $216M | $241M |
| Net margin | 34.5% | 34.6% | 34.8% | 34.3% | 34.8% |
| Diluted EPS | $5.03 | $5.77 | $6.34 | $6.44 | $7.11 |
| Cash | |||||
| Cash from operations | $204M | $226M | $233M | $261M | $285M |
| Capital expenditure | $27.3M | $19.8M | $22.5M | $36.7M | $48.3M |
| Free cash flow | $177M | $206M | $211M | $225M | $237M |
| FCF margin | 36.4% | 37.0% | 34.5% | 35.6% | 34.3% |
| Dividends paid | $45.1M | $48.5M | $53.6M | $57.8M | $62.2M |
| Share buybacks | $11.7M | — | $1.8M | — | — |
| Share count change | 0.3% | 0.4% | 0.2% | 0.4% | 0.7% |
| Debt and strength | |||||
| Debt incl. finance leases | $0.0M | $0.3M | $3.4M | $0.0M | $26.8M |
| Loans, net | $6.1B | $6.9B | $7.6B | — | — |
| Deposits | $8.1B | $11.0B | $10.7B | $11.7B | $12.7B |
| Shareholders' equity | $1.2B | $1.3B | $1.4B | $1.6B | $1.9B |
| Returns and quality | |||||
| Return on equity | 15.0% | 15.9% | 15.8% | 14.2% | 13.8% |
| Return on tangible equity | 16.7% | 18.4% | 17.2% | 15.2% | 14.6% |
| Efficiency ratio | 58.9% | 55.6% | 54.5% | 55.0% | 55.0% |
| Piotroski F-score | 6 | 3 | 5 | 4 | 4 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$26.4M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Bancfirst Corp /Ok/ · BANF
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $111.21 a share, the company is worth $3.8B: 15.0 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000760498). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.