Banner Corp
BANR Nasdaq· State Commercial Banks
Last close · Oct 23, 2026
$70.28
KIRA · Stoqly’s AI analyst, in plain words
- Banner Corp had $588M of revenue in fiscal 2025, up 8.5% on the year before. Over five years, revenue changed +4.1% a year on average.
- Banner Corp made $195M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 9.4% a year.
- Banner Corp returned $99.1M to shareholders in fiscal 2025, 40% of free cash flow. The diluted share count rose 0.1%.
- It earned 10.5% on shareholders’ money. Running costs took 69.5% of revenue (the efficiency ratio; lower is better).
Market cap
$2.4B
P/E
11.6x
Revenue
$588M
Net income
$195M
Return on equity
10.5%
Efficiency ratio
69.5%
Banner Corp in 30 seconds · fiscal 2025
Are sales growing?
+8.5%
Yes. Sales grew 8.5% last year.
Does it make a profit?
33.2%
Yes. It keeps 33.2% of every sale as profit.
How lean are its costs?
69.5%
Costly. Running costs take 69.5% of revenue.
How much does it earn on its capital?
10.5%
Fair. It earns 10.5% a year on shareholders’ money.
How is the share priced?
11.6x
One share costs 11.6 times its yearly profit per share.
What Banner Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- BANNER CORP
- CIK
- 0000946673
Banner Corp · BANR
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $497M | $553M | $576M | $542M | $588M |
| Revenue growth | 3.2% | 11.3% | 4.1% | −6.0% | 8.5% |
| Net interest income | $497M | $553M | $576M | $542M | $588M |
| Operating margin | 19.4% | 13.6% | 7.7% | 12.3% | 12.4% |
| Net income | $201M | $195M | $184M | $169M | $195M |
| Net margin | 40.5% | 35.3% | 31.9% | 31.2% | 33.2% |
| Diluted EPS | $5.76 | $5.67 | $5.33 | $4.88 | $5.64 |
| Cash | |||||
| Cash from operations | $302M | $238M | $257M | $293M | $257M |
| Capital expenditure | $10.5M | $14.7M | $14.7M | $13.7M | $9.5M |
| Free cash flow | $291M | $223M | $243M | $279M | $248M |
| FCF margin | 58.6% | 40.4% | 42.1% | 51.6% | 42.2% |
| Dividends paid | $57.6M | $61.1M | $66.8M | $66.7M | $67.5M |
| Share buybacks | $56.5M | $11.0M | $0.0M | $0.0M | $31.6M |
| Share count change | −1.7% | −1.3% | −0.0% | 0.5% | 0.1% |
| Debt and strength | |||||
| Cash and short-term investments | $2.1B | $243M | $254M | $502M | $423M |
| Loans, net | $9.0B | $10.0B | $10.7B | — | — |
| Deposits | $14.3B | $13.6B | $13.0B | $13.5B | $13.7B |
| Shareholders' equity | $1.7B | $1.5B | $1.7B | $1.8B | $1.9B |
| Interest coverage | 4.1x | 3.9x | 0.4x | — | — |
| Returns and quality | |||||
| Return on equity | 12.0% | 12.4% | 11.8% | 9.9% | 10.5% |
| Return on tangible equity | 15.4% | 18.0% | 14.4% | 12.1% | 12.4% |
| Efficiency ratio | 76.5% | 68.2% | 66.4% | 72.3% | 69.5% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Banner Corp · BANR
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $70.28 a share, the company is worth $2.4B: 11.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000946673). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.