Bcb Bancorp Inc
BCBP Nasdaq· Savings Institution, Federally Chartered
Last close · Oct 27, 2026
$8.53
KIRA · Stoqly’s AI analyst, in plain words
- Bcb Bancorp Inc had $102M of revenue in fiscal 2025, up 7.0% on the year before. Over five years, revenue changed +1.8% a year on average.
- Bcb Bancorp Inc lost $12.5M in fiscal 2025.
- Bcb Bancorp Inc returned $10.6M to shareholders in fiscal 2025, 30% of free cash flow. The diluted share count rose 1.0%.
- It earned −4.0% on shareholders’ money. Running costs took 76.7% of revenue (the efficiency ratio; lower is better).
Market cap
$148M
P/E
—
Revenue
$102M
Net income
−$12.5M
Return on equity
−4.0%
Efficiency ratio
76.7%
Bcb Bancorp Inc in 30 seconds · fiscal 2025
Are sales growing?
+7.0%
Yes. Sales grew 7.0% last year.
Does it make a profit?
−12.3%
No. It lost money last year.
How lean are its costs?
76.7%
Costly. Running costs take 76.7% of revenue.
How much does it earn on its capital?
−4.0%
Low. It earns −4.0% a year on shareholders’ money.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Bcb Bancorp Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 9, 2026
- Legal name
- BCB BANCORP INC
- CIK
- 0001228454
Bcb Bancorp Inc · BCBP
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $106M | $116M | $108M | $95.0M | $102M |
| Revenue growth | 14.2% | 8.9% | −6.4% | −12.2% | 7.0% |
| Net interest income | $97.4M | $114M | $104M | $92.0M | $93.0M |
| Net income | $34.2M | $45.6M | $29.5M | $18.6M | −$12.5M |
| Net margin | 32.3% | 39.4% | 27.3% | 19.6% | −12.3% |
| Diluted EPS | $1.92 | $2.58 | $1.70 | $0.99 | −$0.84 |
| Cash | |||||
| Cash from operations | $45.9M | $40.9M | $35.2M | $67.7M | $35.9M |
| Capital expenditure | $0.3M | $0.5M | $4.5M | $1.2M | $1.0M |
| Free cash flow | $45.6M | $40.4M | $30.6M | $66.5M | $34.9M |
| FCF margin | 43.0% | 34.9% | 28.3% | 70.0% | 34.3% |
| Dividends paid | $9.8M | $10.4M | $10.4M | $10.4M | $10.6M |
| Share buybacks | $4.2M | $3.4M | $3.8M | — | — |
| Share count change | 0.1% | 0.6% | −2.4% | 0.5% | 1.0% |
| Debt and strength | |||||
| Cash and short-term investments | $412M | $229M | $280M | $317M | $277M |
| Debt incl. finance leases | — | $60.0M | — | — | — |
| Loans, net | $2.3B | $3.0B | — | — | — |
| Deposits | $2.6B | $2.8B | $3.0B | $2.8B | $2.7B |
| Shareholders' equity | $274M | $291M | $314M | $324M | $304M |
| Returns and quality | |||||
| Return on equity | 13.1% | 16.1% | 9.7% | 5.8% | −4.0% |
| Return on tangible equity | 12.1% | 15.7% | 9.2% | 5.2% | −4.8% |
| Efficiency ratio | 50.9% | 48.0% | 56.0% | 60.2% | 76.7% |
Insiders bought, 12 months
$1.4M
5 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Bcb Bancorp Inc · BCBP
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $8.53 a share, the company is worth $148M.
Source: SEC EDGAR XBRL filings (CIK 0001228454). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.