Better Home & Finance Holding Co
BETR Nasdaq· Loan Brokers
Last close · Oct 26, 2026
$17.72
KIRA · Stoqly’s AI analyst, in plain words
- Better Home & Finance Holding Co had $165M of revenue in fiscal 2025, up 52.0% on the year before.
- Better Home & Finance Holding Co lost $166M in fiscal 2025.
- Free cash flow was −$168M in fiscal 2025, −101.8% of revenue.
Market cap
$331M
P/E
—
Revenue
$165M
Net income
−$166M
Free cash flow
−$168M
Operating margin
—
Better Home & Finance Holding Co in 30 seconds · fiscal 2025
Are sales growing?
+52.0%
Yes. Sales grew 52.0% last year.
Does it make a profit?
−100.6%
No. It lost money last year.
Does profit turn into cash?
−101.8%
No. It spent more cash than it brought in.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Better Home & Finance Holding Co does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 13, 2026
- Legal name
- Better Home & Finance Holding Co
- CIK
- 0001835856
Better Home & Finance Holding Co · BETR
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | — | $12.3M | $0.0M | $108M | $165M |
| Revenue growth | — | — | −100.0% | — | 52.0% |
| Net interest income | — | $9.7M | −$2.6M | $17.5M | $17.4M |
| Operating margin | — | −6,975.7% | — | — | — |
| Net income | −$6.5M | −$877M | −$536M | −$206M | −$166M |
| Net margin | — | −7,123.2% | — | −190.2% | −100.6% |
| Diluted EPS | — | −$3.01 | −$58.09 | −$13.65 | −$10.80 |
| Cash | |||||
| Cash from operations | −$3.2M | $938M | −$160M | −$380M | −$167M |
| Capital expenditure | — | $11.7M | $0.5M | $3.4M | $1.2M |
| Free cash flow | — | $927M | −$160M | −$383M | −$168M |
| FCF margin | — | 7,524.7% | — | −353.4% | −101.8% |
| Share buybacks | — | $7.9M | $0.0M | — | — |
| Share count change | — | — | −96.8% | 63.7% | 1.6% |
| Debt and strength | |||||
| Cash and short-term investments | $0.0M | $318M | $529M | $265M | $183M |
| Loans, net | — | — | $4.8M | $111M | $723M |
| Deposits | — | $0.0M | $11.8M | $134M | $763M |
| Shareholders' equity | $243M | −$604M | $123M | −$58.2M | $37.2M |
| Current ratio | 0.2x | 0.0x | — | — | — |
| Interest coverage | — | −50.4x | −24.9x | — | — |
| Returns and quality | |||||
| Return on equity | −2.7% | — | — | −640.4% | — |
| Return on tangible equity | −2.9% | — | −1,029.9% | — | −1,876.6% |
| Altman Z'' | 8.4 | −9.4 | — | — | — |
Insiders bought, 12 months
$10.7M
9 insiders
Insiders sold, 12 months
$2.2M
3 insiders
Of sales under plans
95%
$2.1M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Better Home & Finance Holding Co · BETR
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $17.72 a share, the company is worth $331M.
Source: SEC EDGAR XBRL filings (CIK 0001835856). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.