Business First Bancshares, Inc.
BFST Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$31.82
KIRA · Stoqly’s AI analyst, in plain words
- Business First Bancshares, Inc. had $10.7M of revenue in fiscal 2025, up 1.2% on the year before. Over five years, revenue changed +14.8% a year on average.
- Business First Bancshares, Inc. made $87.9M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 16.6% a year.
- Business First Bancshares, Inc. returned $20.6M to shareholders in fiscal 2025, 22% of free cash flow. The diluted share count rose 11.7%.
- It earned 10.4% on shareholders’ money. Running costs took 1,897.2% of revenue (the efficiency ratio; lower is better).
Market cap
$1.0B
P/E
11.3x
Revenue
$10.7M
Net income
$87.9M
Return on equity
10.4%
Efficiency ratio
1,897.2%
Business First Bancshares, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+1.2%
Only a little. Sales grew 1.2% last year.
Does it make a profit?
820.8%
Yes. It keeps 820.8% of every sale as profit.
How lean are its costs?
1,897.2%
Costly. Running costs take 1,897.2% of revenue.
How much does it earn on its capital?
10.4%
Fair. It earns 10.4% a year on shareholders’ money.
How is the share priced?
11.3x
One share costs 11.3 times its yearly profit per share.
What Business First Bancshares, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 26, 2026
- Legal name
- Business First Bancshares, Inc.
- CIK
- 0001624322
Business First Bancshares, Inc. · BFST
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $6.8M | $8.3M | $9.7M | $10.6M | $10.7M |
| Revenue growth | 27.2% | 21.4% | 17.3% | 9.0% | 1.2% |
| Net interest income | $154M | $200M | $215M | $227M | $273M |
| Net income | $52.1M | $54.3M | $71.0M | $65.1M | $87.9M |
| Net margin | 765.2% | 655.9% | 732.1% | 615.6% | 820.8% |
| Diluted EPS | $2.53 | $2.32 | $2.59 | $2.26 | $2.79 |
| Cash | |||||
| Cash from operations | $56.4M | $69.6M | $91.0M | $61.4M | $92.1M |
| Capital expenditure | $4.0M | $7.8M | $11.6M | $1.6M | $0.1M |
| Free cash flow | $52.5M | $61.8M | $79.3M | $59.8M | $92.0M |
| FCF margin | 770.2% | 747.1% | 817.4% | 565.8% | 859.7% |
| Dividends paid | $9.4M | $10.8M | $12.7M | $14.9M | $16.8M |
| Share buybacks | $10.9M | $0.0M | $0.0M | $0.0M | $3.7M |
| Share count change | 13.1% | 10.6% | 10.9% | 4.6% | 11.7% |
| Debt and strength | |||||
| Cash and short-term investments | $68.4M | $153M | $226M | $319M | $411M |
| Loans, net | $3.2B | $4.6B | $5.0B | $5.9B | $6.1B |
| Deposits | $4.1B | $4.8B | $5.2B | $6.5B | $6.7B |
| Shareholders' equity | $433M | $580M | $644M | $799M | $897M |
| Returns and quality | |||||
| Return on equity | 12.4% | 10.7% | 11.6% | 9.0% | 10.4% |
| Return on tangible equity | 14.4% | 11.1% | 12.1% | 9.0% | 10.8% |
| Efficiency ratio | 1,718.2% | 1,806.2% | 1,614.8% | 1,679.6% | 1,897.2% |
Insiders bought, 12 months
$0.1M
2 insiders
Insiders sold, 12 months
$6.6M
8 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Business First Bancshares, Inc. · BFST
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $31.82 a share, the company is worth $1.0B: 11.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001624322). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.