Burke & Herbert Financial Services Corp.
BHRB Nasdaq· National Commercial Banks
Last close · Oct 23, 2026
$70.70
KIRA · Stoqly’s AI analyst, in plain words
- Burke & Herbert Financial Services Corp. had $342M of revenue in fiscal 2025, up 30.6% on the year before.
- Burke & Herbert Financial Services Corp. made $117M of net profit in fiscal 2025. From fiscal 2021 to 2025, diluted EPS grew 12.2% a year.
- Burke & Herbert Financial Services Corp. returned $33.9M to shareholders in fiscal 2025, 35% of free cash flow. The diluted share count rose 21.2%.
- It earned 14.8% on shareholders’ money. Running costs took 57.2% of revenue (the efficiency ratio; lower is better).
Market cap
$1.3B
P/E
11.3x
Revenue
$342M
Net income
$117M
Return on equity
14.8%
Efficiency ratio
57.2%
Burke & Herbert Financial Services Corp. in 30 seconds · fiscal 2025
Are sales growing?
+30.6%
Yes. Sales grew 30.6% last year.
Does it make a profit?
34.3%
Yes. It keeps 34.3% of every sale as profit.
How lean are its costs?
57.2%
Average. Running costs take 57.2% of revenue.
How much does it earn on its capital?
14.8%
Good. It earns 14.8% a year on shareholders’ money.
How is the share priced?
11.3x
One share costs 11.3 times its yearly profit per share.
What Burke & Herbert Financial Services Corp. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- Burke & Herbert Financial Services Corp.
- CIK
- 0001964333
Burke & Herbert Financial Services Corp. · BHRB
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $114M | $121M | $112M | $262M | $342M |
| Revenue growth | — | 6.1% | −7.5% | 134.5% | 30.6% |
| Net interest income | $96.6M | $104M | $94.4M | $227M | $296M |
| Net income | $36.2M | $44.0M | $22.7M | $35.7M | $117M |
| Net margin | 31.8% | 36.4% | 20.3% | 13.6% | 34.3% |
| Diluted EPS | $4.87 | $5.89 | $3.02 | $2.82 | $7.72 |
| Cash | |||||
| Cash from operations | $55.0M | $61.1M | $42.5M | $85.8M | $108M |
| Capital expenditure | $1.1M | $23.1M | $14.2M | $4.6M | $11.7M |
| Free cash flow | $53.9M | $38.0M | $28.3M | $81.2M | $96.2M |
| FCF margin | 47.3% | 31.4% | 25.3% | 31.0% | 28.1% |
| Dividends paid | $14.9M | $15.7M | $15.7M | $28.6M | $33.9M |
| Share count change | — | 0.5% | 0.5% | 65.7% | 21.2% |
| Debt and strength | |||||
| Cash and short-term investments | $77.4M | $50.3M | $44.5M | $135M | $289M |
| Debt incl. finance leases | — | — | $276M | $369M | $454M |
| Loans, net | — | $1.9B | $2.1B | $5.6B | $5.3B |
| Deposits | — | $2.9B | $3.0B | $6.5B | $6.4B |
| Shareholders' equity | $390M | $273M | $315M | $730M | $855M |
| Returns and quality | |||||
| Return on equity | 9.3% | 13.3% | 7.7% | 6.8% | 14.8% |
| Return on tangible equity | 9.3% | 16.1% | 7.2% | 5.5% | 14.9% |
| Efficiency ratio | 65.4% | 62.9% | 77.4% | 75.5% | 57.2% |
| Piotroski F-score | — | — | — | 5 | 4 |
Insiders bought, 12 months
$1.1M
5 insiders
Insiders sold, 12 months
$0.8M
5 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Burke & Herbert Financial Services Corp. · BHRB
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $70.70 a share, the company is worth $1.3B: 11.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001964333). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.