Bill
BILL NYSE· Application Software
Last close · Oct 26, 2026
$49.93
KIRA · Stoqly’s AI analyst, in plain words
- Bill had $1.7B of revenue in fiscal 2026, up 13.0% on the year before. Over five years, revenue changed +47.3% a year on average.
- Its operating margin was −4.4%, up 1.1 pts: of every 100 in sales, about −4 is left after running the business.
- Bill lost $11.2M in fiscal 2026.
- Free cash flow was $413M in fiscal 2026, 25.0% of revenue.
- Bill returned $560M to shareholders in fiscal 2026, 136% of free cash flow. The diluted share count fell 3.8%.
- Bill has $101M more cash than debt.
Market cap
$5.0B
P/E
—
Revenue
$1.7B
Net income
−$11.2M
Free cash flow
$413M
Operating margin
−4.4%
Bill in 30 seconds · fiscal 2026
Are sales growing?
+13.0%
Yes. Sales grew 13.0% last year.
Does it make a profit?
−0.7%
No. It lost money last year.
Does profit turn into cash?
25.0%
Yes. 25.0% of sales ends up as free cash.
How healthy are the accounts?
4 / 9
Mixed. It passes 4 of 9 health tests.
What Bill does
No business description yet.
- Fiscal year ends
- June 30, 2026
- Latest annual report
- 10-K · Aug 20, 2026
- Legal name
- BILL Holdings, Inc.
- CIK
- 0001786352
Bill · BILL
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $642M | $1.1B | $1.3B | $1.5B | $1.7B |
| Revenue growth | 169.4% | 64.9% | 21.9% | 13.4% | 13.0% |
| Gross margin | 77.4% | 81.7% | 81.8% | 81.4% | 80.9% |
| Operating margin | −49.4% | −27.9% | −13.5% | −5.5% | −4.4% |
| Net income | −$326M | −$224M | −$28.9M | $23.8M | −$11.2M |
| Net margin | −50.8% | −21.1% | −2.2% | 1.6% | −0.7% |
| Diluted EPS | −$3.21 | −$2.11 | −$0.27 | −$0.07 | −$0.11 |
| Cash | |||||
| Cash from operations | −$18.1M | $188M | $279M | $351M | $416M |
| Capital expenditure | $5.4M | $7.6M | $1.0M | $4.3M | $3.3M |
| Free cash flow | −$23.5M | $180M | $278M | $346M | $413M |
| FCF margin | −3.7% | 17.0% | 21.5% | 23.7% | 25.0% |
| Dividends paid | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Share buybacks | $0.0M | $87.6M | $212M | $430M | $561M |
| Share count change | 22.9% | 4.2% | 0.1% | −2.1% | −3.8% |
| Debt and strength | |||||
| Cash and short-term investments | $2.7B | $2.7B | $1.6B | $2.2B | $1.9B |
| Debt incl. finance leases | $1.8B | $1.8B | $914M | $1.7B | $1.8B |
| Shareholders' equity | $4.0B | $4.1B | $4.1B | $3.9B | $3.5B |
| Current ratio | 1.8x | 1.8x | 1.6x | 1.6x | 1.5x |
| Interest coverage | −33.6x | −19.5x | −9.1x | −5.9x | −3.9x |
| Returns and quality | |||||
| Return on capital | −9.2% | −7.3% | −4.1% | −1.8% | −1.7% |
| Return on equity | −9.9% | −5.5% | −0.7% | 0.6% | −0.3% |
| Piotroski F-score | 5 | 6 | 6 | 7 | 4 |
| Altman Z'' | 2.4 | 2.3 | 2.0 | 1.9 | 1.5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$15.9M
4 insiders
Of sales under plans
100%
$15.9M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Bill · BILL
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score |
|---|---|---|---|---|---|---|---|
| Bill BILL | $5.0B | 13.0% | −4.4% | 25.0% | −1.7% | — | 4 |
| Samsara IOT | $26.4B | 29.6% | −3.3% | 12.8% | — | — | — |
| Pegasystems PEGA | $6.2B | 16.6% | 15.1% | 28.1% | — | 22.8x | 6 |
| Bentley Systems BSY | $12.7B | 11.0% | 24.2% | 34.6% | 12.3% | 43.8x | 9 |
| Unity Software U | $17.7B | 2.0% | −25.9% | 21.8% | −10.3% | — | 5 |
KIRA
At $49.93 a share, the company is worth $5.0B.
Bill grew sales faster than 2 of its 4 similar companies.
Source: SEC EDGAR XBRL filings (CIK 0001786352). Data updated October 16, 2026. For information only — not investment advice. Check the original filings before relying on any figure.