BankUnited, Inc.
BKU NYSE· Savings Institution, Federally Chartered
Last close · Oct 26, 2026
$43.16
KIRA · Stoqly’s AI analyst, in plain words
- BankUnited, Inc. had $21.7M of revenue in fiscal 2025, up 7.4% on the year before. Over five years, revenue changed +5.7% a year on average.
- BankUnited, Inc. made $268M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 6.0% a year.
- BankUnited, Inc. returned $137M to shareholders in fiscal 2025. The diluted share count rose 0.4%.
- It earned 9.1% on shareholders’ money. Running costs took 3,053.3% of revenue (the efficiency ratio; lower is better).
Market cap
$3.1B
P/E
11.8x
Revenue
$21.7M
Net income
$268M
Return on equity
9.1%
Efficiency ratio
3,053.3%
BankUnited, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+7.4%
Yes. Sales grew 7.4% last year.
Does it make a profit?
1,234.8%
Yes. It keeps 1,234.8% of every sale as profit.
How lean are its costs?
3,053.3%
Costly. Running costs take 3,053.3% of revenue.
How much does it earn on its capital?
9.1%
Fair. It earns 9.1% a year on shareholders’ money.
How is the share priced?
11.8x
One share costs 11.8 times its yearly profit per share.
What BankUnited, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 26, 2026
- Legal name
- BankUnited, Inc.
- CIK
- 0001504008
BankUnited, Inc. · BKU
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $21.7M | $22.5M | $20.9M | $20.2M | $21.7M |
| Revenue growth | 31.5% | 3.8% | −7.1% | −3.3% | 7.4% |
| Net interest income | $796M | $913M | $874M | $914M | $988M |
| Net income | $415M | $285M | $179M | $232M | $268M |
| Net margin | 1,913.7% | 1,266.0% | 854.6% | 1,149.3% | 1,234.8% |
| Diluted EPS | $4.52 | $3.54 | $2.38 | $3.08 | $3.53 |
| Cash | |||||
| Cash from operations | $1.2B | $1.3B | $657M | $434M | $359M |
| Dividends paid | $85.8M | $79.4M | $79.1M | $85.5M | $91.9M |
| Share buybacks | $318M | $401M | $55.2M | $0.0M | $44.8M |
| Share count change | −1.5% | −12.8% | −6.7% | 0.6% | 0.4% |
| Debt and strength | |||||
| Cash and short-term investments | $315M | $573M | $588M | $491M | $218M |
| Debt incl. finance leases | $721M | $721M | $709M | $709M | $320M |
| Loans, net | $23.6B | $24.7B | $24.4B | $24.1B | $24.1B |
| Deposits | $29.4B | $27.5B | $26.5B | $27.9B | $29.4B |
| Shareholders' equity | $3.0B | $2.4B | $2.6B | $2.8B | $3.1B |
| Returns and quality | |||||
| Return on equity | 13.8% | 10.4% | 7.1% | 8.6% | 9.1% |
| Return on tangible equity | 13.5% | 11.5% | 6.8% | 8.1% | 8.6% |
| Efficiency ratio | 2,525.1% | 2,400.3% | 3,042.0% | 3,174.1% | 3,053.3% |
| Piotroski F-score | 7 | 6 | 4 | 4 | 6 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$1.0M
5 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
BankUnited, Inc. · BKU
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $43.16 a share, the company is worth $3.1B: 11.8 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001504008). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.