BNY Mellon
BNY NYSE· Asset Management & Custody Banks
Last close · Oct 26, 2026
$147.18
KIRA · Stoqly’s AI analyst, in plain words
- BNY Mellon had $20.1B of revenue in fiscal 2025, up 7.9% on the year before. Over five years, revenue changed +4.9% a year on average.
- BNY Mellon made $5.5B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 10.0% a year.
- BNY Mellon returned $5.0B to shareholders in fiscal 2025. The diluted share count fell 4.2%.
- It earned 13.0% on shareholders’ money. Running costs took 65.0% of revenue (the efficiency ratio; lower is better).
Market cap
$105.5B
P/E
17.2x
Revenue
$20.1B
Net income
$5.5B
Return on equity
13.0%
Efficiency ratio
65.0%
BNY Mellon in 30 seconds · fiscal 2025
Are sales growing?
+7.9%
Yes. Sales grew 7.9% last year.
Does it make a profit?
27.6%
Yes. It keeps 27.6% of every sale as profit.
How lean are its costs?
65.0%
Costly. Running costs take 65.0% of revenue.
How much does it earn on its capital?
13.0%
Good. It earns 13.0% a year on shareholders’ money.
How is the share priced?
17.2x
One share costs 17.2 times its yearly profit per share. Typical for its sector: 13.7x.
What BNY Mellon does
BNY, whose legal name is The Bank of New York Mellon Corporation, is a financial services company that holds, moves and manages money and securities for other institutions and wealth clients. Its customers include investment managers, banks, corporations, governments, pension plans and wealthy individuals. It is based in New York and has been in business since 1784. At the end of 2025 it had $59.3 trillion in assets under custody and/or administration, which means assets it safeguards or services for clients, and $2.2 trillion in assets under management, which are assets it invests for clients. It reports three segments. Securities Services handles asset servicing, such as custody and fund accounting, and issuer services, such as corporate trust and depositary receipts. Market and Wealth Services includes Pershing, which provides clearing and other services to brokers and advisors, plus payments, trade and collateral management.
Biggest risks, in its own words
- Dependence on fee-based revenue, which can fall when markets are weak or activity slows.
- Operational errors, technology failures or cybersecurity incidents at BNY or at the third parties it relies on.
- Heavy regulation, and the chance that new rules or enforcement actions force changes to its businesses.
- Credit and counterparty risk, including the failure of a major client or counterparty.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- Bank of New York Mellon Corp
- CIK
- 0001390777
BNY Mellon · BNY
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $15.9B | $16.5B | $17.7B | $18.6B | $20.1B |
| Revenue growth | 0.8% | 3.8% | 7.1% | 5.2% | 7.9% |
| Net interest income | $2.6B | $3.5B | $4.3B | $4.3B | $4.9B |
| Net income | $3.8B | $2.6B | $3.3B | $4.5B | $5.5B |
| Net margin | 23.6% | 15.5% | 18.7% | 24.3% | 27.6% |
| Diluted EPS | $4.14 | $2.88 | $3.89 | $5.80 | $7.40 |
| Cash | |||||
| Dividends paid | $1.1B | $1.2B | $1.3B | $1.3B | $1.4B |
| Share buybacks | $4.6B | $124M | $2.6B | $3.1B | $3.5B |
| Share count change | −4.1% | −4.9% | −3.3% | −5.0% | −4.2% |
| Debt and strength | |||||
| Loans, net | — | — | $66.6B | $71.3B | $80.4B |
| Deposits | $319.7B | $279.0B | $283.7B | $289.5B | $331.9B |
| Shareholders' equity | $43.0B | $40.7B | $40.8B | $41.3B | $44.3B |
| Returns and quality | |||||
| Return on equity | 8.5% | 6.1% | 8.1% | 11.0% | 13.0% |
| Return on tangible equity | 18.5% | 13.6% | 18.0% | 24.9% | 28.4% |
| Efficiency ratio | 72.3% | 78.7% | 75.1% | 68.2% | 65.0% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$12.6M
6 insiders
Of sales under plans
9%
$1.1M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
BNY Mellon · BNY
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Net margin | ROE | P/E | F-score |
|---|---|---|---|---|---|---|
| BNY Mellon BNY | $105.5B | 7.9% | 27.6% | 13.0% | 17.2x | — |
| Ameriprise Financial AMP | $48.5B | 5.5% | 18.8% | — | 11.9x | — |
| State Street STT | $49.1B | 7.3% | 21.1% | 11.1% | 15.0x | — |
| Northern Trust NTRS | $32.6B | −2.5% | 21.5% | 13.5% | — | — |
| Truist Financial TFC | $63.7B | 53.0% | 26.1% | 8.2% | 11.2x | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $147.18 a share, the company is worth $105.5B: 17.2 times its earnings of the last four quarters.
BNY Mellon grew sales faster than 3 of its 4 similar companies. Its P/E is higher than 3 of 3.
Source: SEC EDGAR XBRL filings (CIK 0001390777). Data updated October 9, 2026. For information only — not investment advice. Check the original filings before relying on any figure.