Bok Financial Corp
BOKF Nasdaq· National Commercial Banks
Last close · Oct 23, 2026
$128.61
KIRA · Stoqly’s AI analyst, in plain words
- Bok Financial Corp had $2.2B of revenue in fiscal 2025, up 6.1% on the year before. Over five years, revenue changed +2.2% a year on average.
- Bok Financial Corp made $578M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 11.2% a year.
- Bok Financial Corp returned $561M to shareholders in fiscal 2025, 97% of free cash flow. The diluted share count fell 1.8%.
- It earned 10.1% on shareholders’ money. Running costs took 65.9% of revenue (the efficiency ratio; lower is better).
Market cap
$7.7B
P/E
12.1x
Revenue
$2.2B
Net income
$578M
Return on equity
10.1%
Efficiency ratio
65.9%
Bok Financial Corp in 30 seconds · fiscal 2025
Are sales growing?
+6.1%
Yes. Sales grew 6.1% last year.
Does it make a profit?
26.6%
Yes. It keeps 26.6% of every sale as profit.
How lean are its costs?
65.9%
Costly. Running costs take 65.9% of revenue.
How much does it earn on its capital?
10.1%
Fair. It earns 10.1% a year on shareholders’ money.
How is the share priced?
12.1x
One share costs 12.1 times its yearly profit per share.
What Bok Financial Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 18, 2026
- Legal name
- BOK FINANCIAL CORP
- CIK
- 0000875357
Bok Financial Corp · BOKF
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.9B | $1.9B | $2.1B | $2.1B | $2.2B |
| Revenue growth | −3.9% | −1.0% | 11.2% | −0.6% | 6.1% |
| Net interest income | $1.1B | $1.2B | $1.3B | $1.2B | $1.3B |
| Net income | $618M | $520M | $531M | $524M | $578M |
| Net margin | 33.0% | 28.1% | 25.7% | 25.5% | 26.6% |
| Diluted EPS | $8.95 | $7.68 | $8.02 | $8.14 | $9.17 |
| Cash | |||||
| Cash from operations | −$3.7B | $5.1B | $66.2M | $1.4B | $740M |
| Capital expenditure | $204M | $215M | $166M | $172M | $164M |
| Free cash flow | −$3.9B | $4.9B | −$99.7M | $1.3B | $575M |
| FCF margin | −208.0% | 264.6% | −4.8% | 61.4% | 26.4% |
| Dividends paid | $144M | $144M | $143M | $143M | $148M |
| Share buybacks | $118M | $155M | $177M | $89.9M | $413M |
| Share count change | −1.8% | −2.0% | −2.3% | −2.9% | −1.8% |
| Debt and strength | |||||
| Cash and short-term investments | $2.8B | $1.4B | $1.3B | $1.4B | $1.7B |
| Debt incl. finance leases | $2.5B | $7.1B | $9.0B | $4.5B | $4.6B |
| Loans, net | $19.9B | $22.3B | $23.6B | $23.8B | $25.4B |
| Deposits | $41.2B | $34.5B | $34.0B | $38.2B | $39.4B |
| Shareholders' equity | $5.4B | $4.7B | $5.1B | $5.5B | $5.9B |
| Returns and quality | |||||
| Return on equity | 11.6% | 10.4% | 10.8% | 9.8% | 10.1% |
| Return on tangible equity | 14.5% | 14.5% | 13.0% | 11.6% | 11.9% |
| Efficiency ratio | 62.9% | 62.8% | 64.6% | 66.6% | 65.9% |
| Piotroski F-score | 4 | 5 | 4 | 5 | 7 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$2.4M
5 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Bok Financial Corp · BOKF
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $128.61 a share, the company is worth $7.7B: 12.1 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000875357). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.