Blue Ridge Bankshares, Inc.
BRBS NYSE· State Commercial Banks
Last close · Oct 23, 2026
$4.07
KIRA · Stoqly’s AI analyst, in plain words
- Blue Ridge Bankshares, Inc. had $91.7M of revenue in fiscal 2025, down 0.6% on the year before. Over five years, revenue changed −3.8% a year on average.
- Blue Ridge Bankshares, Inc. made $10.7M of net profit in fiscal 2025. From fiscal 2018 to 2025, diluted EPS grew −32.0% a year.
- Blue Ridge Bankshares, Inc. returned $22.6M to shareholders in fiscal 2025, 189% of free cash flow. The diluted share count rose 98.0%.
- It earned 3.3% on shareholders’ money. Running costs took 89.3% of revenue (the efficiency ratio; lower is better).
Market cap
$360M
P/E
37.0x
Revenue
$91.7M
Net income
$10.7M
Return on equity
3.3%
Efficiency ratio
89.3%
Blue Ridge Bankshares, Inc. in 30 seconds · fiscal 2025
Are sales growing?
−0.6%
No. Sales fell 0.6% last year.
Does it make a profit?
11.7%
Yes. It keeps 11.7% of every sale as profit.
How lean are its costs?
89.3%
Costly. Running costs take 89.3% of revenue.
How much does it earn on its capital?
3.3%
Low. It earns 3.3% a year on shareholders’ money.
How is the share priced?
37.0x
One share costs 37.0 times its yearly profit per share.
What Blue Ridge Bankshares, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 12, 2026
- Legal name
- BLUE RIDGE BANKSHARES, INC.
- CIK
- 0000842717
Blue Ridge Bankshares, Inc. · BRBS
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $179M | $153M | $121M | $92.2M | $91.7M |
| Revenue growth | 61.3% | −14.9% | −20.5% | −24.0% | −0.6% |
| Net interest income | $92.5M | $105M | $93.0M | $78.7M | $78.9M |
| Net income | $52.5M | $17.3M | −$51.8M | −$15.4M | $10.7M |
| Net margin | 29.2% | 11.4% | −42.6% | −16.7% | 11.7% |
| Diluted EPS | $2.94 | $0.92 | −$2.73 | −$0.31 | $0.11 |
| Cash | |||||
| Cash from operations | $59.2M | $93.9M | $44.1M | −$6.3M | $13.6M |
| Capital expenditure | $1.2M | $0.5M | $1.0M | $0.6M | $1.7M |
| Free cash flow | $58.0M | $93.5M | $43.1M | −$6.9M | $11.9M |
| FCF margin | 32.3% | 61.2% | 35.5% | −7.5% | 13.0% |
| Dividends paid | $7.2M | $9.2M | $4.6M | $0.0M | $22.6M |
| Share count change | 109.1% | 5.5% | 0.6% | 159.4% | 98.0% |
| Debt and strength | |||||
| Loans, net | $1.8B | $2.4B | $2.4B | — | — |
| Deposits | $2.3B | $2.5B | $2.6B | $2.2B | $1.9B |
| Shareholders' equity | $277M | $249M | $186M | $328M | $324M |
| Returns and quality | |||||
| Return on equity | 27.3% | 6.6% | −23.8% | −6.0% | 3.3% |
| Return on tangible equity | 21.6% | 8.0% | −28.7% | −4.7% | 3.3% |
| Efficiency ratio | 61.8% | 68.6% | 130.1% | 123.4% | 89.3% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Blue Ridge Bankshares, Inc. · BRBS
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $4.07 a share, the company is worth $360M: 37.0 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000842717). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.