Bankwell Financial Group, Inc.
BWFG Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$67.22
KIRA · Stoqly’s AI analyst, in plain words
- Bankwell Financial Group, Inc. had $2.8M of revenue in fiscal 2025, up 44.0% on the year before. Over five years, revenue changed +29.1% a year on average.
- Bankwell Financial Group, Inc. made $35.2M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 11.9% a year.
- Bankwell Financial Group, Inc. returned $7.6M to shareholders in fiscal 2025, 28% of free cash flow. The diluted share count rose 1.1%.
- It earned 12.3% on shareholders’ money. Running costs took 2,080.3% of revenue (the efficiency ratio; lower is better).
Market cap
$536M
P/E
12.5x
Revenue
$2.8M
Net income
$35.2M
Return on equity
12.3%
Efficiency ratio
2,080.3%
Bankwell Financial Group, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+44.0%
Yes. Sales grew 44.0% last year.
Does it make a profit?
1,245.5%
Yes. It keeps 1,245.5% of every sale as profit.
How lean are its costs?
2,080.3%
Costly. Running costs take 2,080.3% of revenue.
How much does it earn on its capital?
12.3%
Good. It earns 12.3% a year on shareholders’ money.
How is the share priced?
12.5x
One share costs 12.5 times its yearly profit per share.
What Bankwell Financial Group, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 4, 2026
- Legal name
- Bankwell Financial Group, Inc.
- CIK
- 0001505732
Bankwell Financial Group, Inc. · BWFG
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $0.9M | $1.1M | $1.6M | $2.0M | $2.8M |
| Revenue growth | 10.7% | 22.9% | 52.0% | 20.5% | 44.0% |
| Net interest income | $67.9M | $94.7M | $94.5M | $83.3M | $98.9M |
| Net income | $26.6M | $37.4M | $36.7M | $9.8M | $35.2M |
| Net margin | 3,048.9% | 3,491.5% | 2,250.6% | 497.7% | 1,245.5% |
| Diluted EPS | $3.36 | $4.79 | $4.67 | $1.23 | $4.45 |
| Cash | |||||
| Cash from operations | $34.6M | $82.7M | $31.9M | $29.9M | $28.3M |
| Capital expenditure | — | $5.0M | $2.0M | $0.6M | $1.1M |
| Free cash flow | — | $77.7M | $29.9M | $29.3M | $27.1M |
| FCF margin | — | 7,249.1% | 1,834.4% | 1,493.8% | 960.0% |
| Dividends paid | $5.0M | $6.2M | $6.2M | $6.3M | $6.3M |
| Share buybacks | $5.1M | $5.5M | $0.0M | $2.1M | $1.3M |
| Share count change | 0.2% | −1.6% | 0.1% | 1.2% | 1.1% |
| Debt and strength | |||||
| Cash and short-term investments | $453M | $477M | $397M | $454M | $417M |
| Loans, net | $1.9B | $2.6B | $2.7B | $2.7B | $2.8B |
| Deposits | $2.1B | $2.8B | $2.7B | $2.8B | $2.8B |
| Shareholders' equity | $202M | $238M | $266M | $271M | $301M |
| Returns and quality | |||||
| Return on equity | 14.0% | 17.0% | 14.5% | 3.6% | 12.3% |
| Return on tangible equity | 13.1% | 15.5% | 13.6% | 3.6% | 11.6% |
| Efficiency ratio | 4,557.2% | 4,138.3% | 3,094.0% | 2,600.7% | 2,080.3% |
Insiders bought, 12 months
$3.9M
5 insiders
Insiders sold, 12 months
$1.9M
10 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Bankwell Financial Group, Inc. · BWFG
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $67.22 a share, the company is worth $536M: 12.5 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001505732). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.