Cathay General Bancorp
CATY Nasdaq· State Commercial Banks
Last close · Oct 23, 2026
$64.30
KIRA · Stoqly’s AI analyst, in plain words
- Cathay General Bancorp had $53.8M of revenue in fiscal 2025, up 2.9% on the year before. Over five years, revenue changed +10.8% a year on average.
- Cathay General Bancorp made $315M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 8.4% a year.
- Cathay General Bancorp returned $274M to shareholders in fiscal 2025, 75% of free cash flow. The diluted share count fell 4.0%.
- It earned 10.9% on shareholders’ money. Running costs took 660.1% of revenue (the efficiency ratio; lower is better).
Market cap
$4.3B
P/E
12.6x
Revenue
$53.8M
Net income
$315M
Return on equity
10.9%
Efficiency ratio
660.1%
Cathay General Bancorp in 30 seconds · fiscal 2025
Are sales growing?
+2.9%
Only a little. Sales grew 2.9% last year.
Does it make a profit?
585.8%
Yes. It keeps 585.8% of every sale as profit.
How lean are its costs?
660.1%
Costly. Running costs take 660.1% of revenue.
How much does it earn on its capital?
10.9%
Fair. It earns 10.9% a year on shareholders’ money.
How is the share priced?
12.6x
One share costs 12.6 times its yearly profit per share.
What Cathay General Bancorp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 2, 2026
- Legal name
- CATHAY GENERAL BANCORP
- CIK
- 0000861842
Cathay General Bancorp · CATY
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $39.1M | $42.2M | $43.9M | $52.3M | $53.8M |
| Revenue growth | 21.2% | 7.9% | 4.1% | 19.0% | 2.9% |
| Net interest income | $598M | $734M | $742M | $674M | $742M |
| Net income | $298M | $361M | $354M | $286M | $315M |
| Net margin | 763.4% | 855.0% | 806.4% | 547.2% | 585.8% |
| Diluted EPS | $3.80 | $4.83 | $4.86 | $3.95 | $4.54 |
| Cash | |||||
| Cash from operations | $334M | $467M | $385M | $329M | $369M |
| Capital expenditure | $3.7M | $3.4M | $3.4M | $3.6M | $4.9M |
| Free cash flow | $331M | $464M | $381M | $326M | $364M |
| FCF margin | 846.1% | 1,100.0% | 868.4% | 622.8% | 676.0% |
| Dividends paid | $99.3M | $101M | $98.6M | $98.0M | $93.8M |
| Share buybacks | $167M | $141M | $16.7M | $84.7M | $180M |
| Share count change | −1.5% | −5.0% | −2.4% | −0.7% | −4.0% |
| Debt and strength | |||||
| Debt incl. finance leases | $119M | $119M | $119M | $119M | $119M |
| Loans, net | $16.2B | — | — | $19.2B | $19.9B |
| Deposits | $18.1B | $18.5B | $19.3B | $19.7B | $20.9B |
| Shareholders' equity | $2.4B | $2.5B | $2.7B | $2.8B | $2.9B |
| Returns and quality | |||||
| Return on equity | 12.3% | 14.7% | 13.6% | 10.2% | 10.9% |
| Return on tangible equity | 14.4% | 17.2% | 15.0% | 11.6% | 12.4% |
| Efficiency ratio | 733.3% | 719.4% | 866.5% | 716.9% | 660.1% |
| Piotroski F-score | 7 | 7 | 5 | 5 | 6 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$8.3M
8 insiders
Of sales under plans
6%
$0.5M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Cathay General Bancorp · CATY
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $64.30 a share, the company is worth $4.3B: 12.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000861842). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.