Cheche Group Inc.
CCG Nasdaq· Insurance Agents, Brokers & Service
KIRA · Stoqly’s AI analyst, in plain words
- Cheche Group Inc. had $419M of revenue in fiscal 2025, down 13.2% on the year before.
- Its operating margin was −0.7%, up 1.2 pts: of every 100 in sales, about −1 is left after running the business.
- Cheche Group Inc. lost $2.5M in fiscal 2025.
- Free cash flow was −$5.7M in fiscal 2025, −1.3% of revenue.
- Cheche Group Inc. has $7.8M more cash than debt.
Market cap
—
P/E
—
Revenue
$419M
Net income
−$2.5M
Free cash flow
−$5.7M
Operating margin
−0.7%
Cheche Group Inc. in 30 seconds · fiscal 2025
Are sales growing?
−13.2%
No. Sales fell 13.2% last year.
Does it make a profit?
−0.6%
No. It lost money last year.
Does profit turn into cash?
−1.3%
No. It spent more cash than it brought in.
How healthy are the accounts?
2 / 9
Weak. It passes 2 of 9 health tests.
What Cheche Group Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 27, 2026
- Legal name
- Cheche Group Inc.
- CIK
- 0001965473
Cheche Group Inc. · CCG
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $269M | $398M | $466M | $483M | $419M |
| Revenue growth | — | 47.9% | 17.1% | 3.5% | −13.2% |
| Gross margin | 4.7% | 5.3% | 4.2% | 4.6% | 5.3% |
| Operating margin | −9.0% | −4.3% | −5.1% | −1.9% | −0.7% |
| Net income | −$22.7M | −$13.5M | −$22.5M | −$8.5M | −$2.5M |
| Net margin | −8.4% | −3.4% | −4.8% | −1.8% | −0.6% |
| Diluted EPS | −$0.21 | −$1.31 | −$2.87 | −$0.11 | −$0.03 |
| Cash | |||||
| Cash from operations | −$29.1M | −$23.6M | −$3.8M | −$15.9M | −$5.6M |
| Capital expenditure | $0.3M | $0.2M | $0.1M | $0.2M | $0.0M |
| Free cash flow | −$29.3M | −$23.8M | −$3.9M | −$16.1M | −$5.7M |
| FCF margin | −10.9% | −6.0% | −0.8% | −3.3% | −1.3% |
| Share count change | — | −6.1% | 42.9% | 71.8% | 5.8% |
| Debt and strength | |||||
| Cash and short-term investments | $57.0M | $21.7M | $37.3M | $20.9M | $20.7M |
| Debt incl. finance leases | — | — | $2.8M | $4.1M | $12.9M |
| Deposits | — | $5.0M | $3.0M | $4.4M | $0.0M |
| Shareholders' equity | −$158M | −$183M | $53.2M | $48.7M | $50.7M |
| Current ratio | — | 1.7x | 1.6x | 1.3x | 1.2x |
| Interest coverage | −23.9x | −35.1x | −116.1x | −79.4x | −9.2x |
| Returns and quality | |||||
| Return on capital | — | — | −99.7% | −22.9% | −5.3% |
| Return on equity | — | — | — | −16.7% | −5.0% |
| Return on tangible equity | — | — | −323.8% | −23.4% | −6.5% |
| Piotroski F-score | — | — | 1 | 2 | 2 |
| Altman Z'' | — | −7.7 | −6.2 | −3.9 | −3.5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Cheche Group Inc. · CCG
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Source: SEC EDGAR XBRL filings (CIK 0001965473). Data updated October 24, 2026. Filed in CNY under US GAAP and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.