Crawford & Co
CRD-A NYSE· Insurance Agents, Brokers & Service
Last close · Oct 26, 2026
$12.46
KIRA · Stoqly’s AI analyst, in plain words
- Crawford & Co had $1.3B of revenue in fiscal 2025, down 2.2% on the year before. Over five years, revenue changed +5.2% a year on average.
- Crawford & Co made $19.6M of net profit in fiscal 2025.
- Free cash flow was $94.8M in fiscal 2025, 7.2% of revenue.
- Crawford & Co returned $24.8M to shareholders in fiscal 2025, 26% of free cash flow.
- Crawford & Co owes $163M more than it holds in cash.
Market cap
—
P/E
—
Revenue
$1.3B
Net income
$19.6M
Free cash flow
$94.8M
Operating margin
—
Crawford & Co in 30 seconds · fiscal 2025
Are sales growing?
−2.2%
No. Sales fell 2.2% last year.
Does it make a profit?
1.5%
A little. It keeps 1.5% of every sale as profit.
Does profit turn into cash?
7.2%
Partly. 7.2% of sales ends up as free cash.
How healthy are the accounts?
5 / 8
Mixed. It passes 5 of 8 health tests.
What Crawford & Co does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 2, 2026
- Legal name
- CRAWFORD & CO
- CIK
- 0000025475
Crawford & Co · CRD-A
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.1B | $1.2B | $1.3B | $1.3B | $1.3B |
| Revenue growth | 12.1% | 8.1% | 7.0% | 1.8% | −2.2% |
| Gross margin | 25.6% | 24.9% | 27.3% | 27.4% | 28.0% |
| Net income | $30.7M | −$18.3M | $30.6M | $26.6M | $19.6M |
| Net margin | 2.7% | −1.5% | 2.3% | 2.0% | 1.5% |
| Cash | |||||
| Cash from operations | $54.3M | $27.6M | $104M | $51.6M | $102M |
| Capital expenditure | $9.2M | $6.8M | $4.9M | $6.2M | $7.0M |
| Free cash flow | $45.1M | $20.8M | $98.9M | $45.4M | $94.8M |
| FCF margin | 4.0% | 1.7% | 7.5% | 3.4% | 7.2% |
| Dividends paid | $12.7M | $11.8M | $12.7M | $13.8M | $14.3M |
| Share buybacks | $19.1M | $26.7M | $2.7M | $3.9M | $10.5M |
| Debt and strength | |||||
| Cash and short-term investments | $53.2M | $46.0M | $58.4M | $55.4M | $64.1M |
| Debt incl. finance leases | $186M | $266M | $224M | $236M | $228M |
| Shareholders' equity | $212M | $125M | $142M | $157M | $173M |
| Current ratio | 1.1x | 1.3x | 1.2x | 1.2x | 1.1x |
| Returns and quality | |||||
| Return on equity | 15.4% | −10.9% | 23.0% | 17.8% | 11.9% |
| Return on tangible equity | — | — | — | 422.4% | 65.1% |
| Piotroski F-score | 3 | 4 | 7 | 6 | 5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$15.2M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Crawford & Co · CRD-A
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $12.46 a share, the company is worth —.
Source: SEC EDGAR XBRL filings (CIK 0000025475). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.