CTO Realty Growth, Inc.
CTO NYSE· Real Estate Investment Trusts
Last close · Oct 23, 2026
$19.78
KIRA · Stoqly’s AI analyst, in plain words
- CTO Realty Growth, Inc. had $150M of revenue in fiscal 2025, up 20.1% on the year before. Over five years, revenue changed +21.5% a year on average.
- Its operating margin was 22.7%, up 8.6 pts: of every 100 in sales, about 23 is left after running the business.
- CTO Realty Growth, Inc. made $10.1M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −32.8% a year.
- CTO Realty Growth, Inc. returned $58.4M to shareholders in fiscal 2025. The diluted share count rose 27.1%.
- CTO Realty Growth, Inc. owes $610M more than it holds in cash, about 6.5 years of operating profit.
Market cap
$643M
P/E
98.9x
Revenue
$150M
Net income
$10.1M
Free cash flow
—
Operating margin
22.7%
CTO Realty Growth, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+20.1%
Yes. Sales grew 20.1% last year.
Does it make a profit?
6.7%
A little. It keeps 6.7% of every sale as profit.
Is debt under control?
6.5x
Heavy. Repaying its debt would take 6.5 years of operating profit.
How healthy are the accounts?
6 / 8
Mixed. It passes 6 of 8 health tests.
How is the share priced?
98.9x
One share costs 98.9 times its yearly profit per share.
What CTO Realty Growth, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 19, 2026
- Legal name
- CTO Realty Growth, Inc.
- CIK
- 0000023795
CTO Realty Growth, Inc. · CTO
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $70.3M | $82.3M | $109M | $125M | $150M |
| Revenue growth | 24.6% | 17.1% | 32.6% | 14.1% | 20.1% |
| Gross margin | 68.1% | 72.2% | 72.3% | 73.3% | 74.6% |
| Operating margin | 33.2% | 13.0% | 24.3% | 14.1% | 22.7% |
| Net income | $29.9M | $3.2M | $5.5M | −$2.0M | $10.1M |
| Net margin | 42.6% | 3.8% | 5.1% | −1.6% | 6.7% |
| Diluted EPS | $1.56 | −$0.09 | $0.03 | −$0.35 | $0.08 |
| Cash | |||||
| Cash from operations | $27.6M | $56.1M | $46.3M | $59.9M | $64.6M |
| Capital expenditure | $257M | $385M | — | — | — |
| Free cash flow | −$229M | −$329M | — | — | — |
| FCF margin | −326.3% | −399.7% | — | — | — |
| Dividends paid | $23.6M | $28.9M | $34.3M | $40.3M | $49.0M |
| Share buybacks | $2.2M | $2.8M | $6.4M | $0.7M | $9.4M |
| Share count change | 25.2% | 4.7% | 21.7% | 12.7% | 27.1% |
| Debt and strength | |||||
| Cash and short-term investments | $8.6M | $19.3M | $10.2M | $9.0M | $6.5M |
| Debt incl. finance leases | $278M | $446M | $495M | $519M | $616M |
| Loans, net | $39.1M | — | — | — | — |
| Shareholders' equity | $430M | $505M | $458M | $613M | $567M |
| Net debt / EBITDA | 6.1x | 10.8x | 6.9x | 6.2x | 6.5x |
| Interest coverage | 2.6x | 1.0x | 1.2x | 0.8x | 1.3x |
| Returns and quality | |||||
| Return on capital | 3.3% | 1.1% | 2.5% | 1.2% | 2.8% |
| Return on equity | 7.7% | 0.7% | 1.1% | −0.4% | 1.7% |
| Return on tangible equity | 7.9% | −0.4% | 0.2% | −1.6% | 0.5% |
| Piotroski F-score | 4 | 4 | 6 | 4 | 6 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
CTO Realty Growth, Inc. · CTO
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $19.78 a share, the company is worth $643M: 98.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000023795). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.