Community West Bancshares
CWBC Nasdaq· State Commercial Banks
Last close · Oct 23, 2026
$25.96
KIRA · Stoqly’s AI analyst, in plain words
- Community West Bancshares had $147M of revenue in fiscal 2025, up 25.6% on the year before. Over five years, revenue changed +13.4% a year on average.
- Community West Bancshares made $38.2M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 4.6% a year.
- Community West Bancshares returned $14.4M to shareholders in fiscal 2025, 33% of free cash flow. The diluted share count rose 11.0%.
- It earned 9.9% on shareholders’ money. Running costs took 61.6% of revenue (the efficiency ratio; lower is better).
Market cap
$704M
P/E
14.0x
Revenue
$147M
Net income
$38.2M
Return on equity
9.9%
Efficiency ratio
61.6%
Community West Bancshares in 30 seconds · fiscal 2025
Are sales growing?
+25.6%
Yes. Sales grew 25.6% last year.
Does it make a profit?
26.0%
Yes. It keeps 26.0% of every sale as profit.
How lean are its costs?
61.6%
Average. Running costs take 61.6% of revenue.
How much does it earn on its capital?
9.9%
Fair. It earns 9.9% a year on shareholders’ money.
How is the share priced?
14.0x
One share costs 14.0 times its yearly profit per share.
What Community West Bancshares does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 11, 2026
- Legal name
- Community West Bancshares
- CIK
- 0001127371
Community West Bancshares · CWBC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $81.6M | $84.6M | $89.4M | $117M | $147M |
| Revenue growth | 4.3% | 3.8% | 5.7% | 30.6% | 25.6% |
| Net interest income | $72.6M | $79.6M | $82.4M | $110M | $136M |
| Net income | $28.4M | $26.6M | $25.5M | $7.7M | $38.2M |
| Net margin | 34.8% | 31.5% | 28.5% | 6.6% | 26.0% |
| Diluted EPS | $2.31 | $2.27 | $2.17 | $0.45 | $2.00 |
| Cash | |||||
| Cash from operations | $42.9M | $23.7M | $27.5M | $22.2M | $46.1M |
| Capital expenditure | $1.0M | $0.4M | $9.8M | $5.0M | $2.5M |
| Free cash flow | $41.8M | $23.3M | $17.7M | $17.2M | $43.6M |
| FCF margin | 51.3% | 27.5% | 19.8% | 14.7% | 29.7% |
| Dividends paid | $5.8M | $38.0M | $7.0M | $14.0M | $14.2M |
| Share buybacks | $13.6M | $6.8M | $0.0M | $0.0M | $0.2M |
| Share count change | −2.3% | −4.4% | 0.1% | 46.2% | 11.0% |
| Debt and strength | |||||
| Cash and short-term investments | $163M | $31.2M | $53.7M | $120M | $119M |
| Debt incl. finance leases | $0.0M | $46.0M | $150M | $69.9M | $69.5M |
| Loans, net | $1.0B | $1.2B | $1.3B | $2.3B | $2.5B |
| Deposits | $2.1B | $2.1B | $2.0B | $2.9B | $3.1B |
| Shareholders' equity | $248M | $171M | $207M | $363M | $410M |
| Returns and quality | |||||
| Return on equity | 11.5% | 12.7% | 13.5% | 2.7% | 9.9% |
| Return on tangible equity | 14.7% | 22.8% | 16.7% | 3.0% | 12.5% |
| Efficiency ratio | 58.8% | 57.3% | 61.8% | 81.1% | 61.6% |
| Piotroski F-score | — | 4 | 4 | 4 | 6 |
Insiders bought, 12 months
$0.2M
9 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Community West Bancshares · CWBC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $25.96 a share, the company is worth $704M: 14.0 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001127371). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.