Dime Commercial Bancshares, Inc. /NY/
DCOM NYSE· National Commercial Banks
Last close · Oct 26, 2026
$42.93
KIRA · Stoqly’s AI analyst, in plain words
- Dime Commercial Bancshares, Inc. /NY/ had $19.9M of revenue in fiscal 2025, up 19.0% on the year before. Over five years, revenue changed +29.0% a year on average.
- Dime Commercial Bancshares, Inc. /NY/ made $111M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 1.9% a year.
- Dime Commercial Bancshares, Inc. /NY/ returned $42.9M to shareholders in fiscal 2025. The diluted share count rose 10.5%.
- It earned 7.7% on shareholders’ money. Running costs took 1,271.4% of revenue (the efficiency ratio; lower is better).
Market cap
$1.9B
P/E
15.5x
Revenue
$19.9M
Net income
$111M
Return on equity
7.7%
Efficiency ratio
1,271.4%
Dime Commercial Bancshares, Inc. /NY/ in 30 seconds · fiscal 2025
Are sales growing?
+19.0%
Yes. Sales grew 19.0% last year.
Does it make a profit?
556.0%
Yes. It keeps 556.0% of every sale as profit.
How lean are its costs?
1,271.4%
Costly. Running costs take 1,271.4% of revenue.
How much does it earn on its capital?
7.7%
Low. It earns 7.7% a year on shareholders’ money.
How is the share priced?
15.5x
One share costs 15.5 times its yearly profit per share.
What Dime Commercial Bancshares, Inc. /NY/ does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 20, 2026
- Legal name
- Dime Commercial Bancshares, Inc. /NY/
- CIK
- 0000846617
Dime Commercial Bancshares, Inc. /NY/ · DCOM
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $16.0M | $16.2M | $16.4M | $16.7M | $19.9M |
| Revenue growth | 187.2% | 1.3% | 1.4% | 1.8% | 19.0% |
| Net interest income | $358M | $380M | $317M | $318M | $408M |
| Net income | $104M | $153M | $96.1M | $29.1M | $111M |
| Net margin | 650.1% | 941.4% | 584.6% | 173.9% | 556.0% |
| Diluted EPS | $2.45 | $3.73 | $2.29 | $0.55 | $2.36 |
| Cash | |||||
| Cash from operations | $146M | $295M | $90.9M | $99.1M | $187M |
| Capital expenditure | — | $3.7M | — | — | — |
| Free cash flow | — | $291M | — | — | — |
| FCF margin | — | 1,798.3% | — | — | — |
| Dividends paid | $39.4M | $36.8M | $37.3M | $38.0M | $42.9M |
| Share buybacks | $59.3M | $46.8M | $0.9M | — | — |
| Share count change | 80.6% | −0.9% | −0.9% | 2.0% | 10.5% |
| Debt and strength | |||||
| Cash and short-term investments | $394M | $169M | $458M | $1.3B | $2.4B |
| Loans, net | $9.2B | $10.5B | $10.7B | $10.8B | $10.7B |
| Deposits | $10.5B | $10.3B | $10.5B | $11.7B | $12.8B |
| Shareholders' equity | $1.2B | $1.2B | $1.2B | $1.4B | $1.5B |
| Returns and quality | |||||
| Return on equity | 11.0% | 12.9% | 8.0% | 2.2% | 7.7% |
| Return on tangible equity | 9.4% | 14.4% | 8.2% | 1.7% | 7.7% |
| Efficiency ratio | 1,533.3% | 1,238.6% | 1,296.6% | 1,354.5% | 1,271.4% |
Insiders bought, 12 months
$0.5M
1 insider
Insiders sold, 12 months
$11.5M
7 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Dime Commercial Bancshares, Inc. /NY/ · DCOM
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $42.93 a share, the company is worth $1.9B: 15.5 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000846617). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.