Dream Finders Homes
DFH NYSE· Homebuilding
Last close · Oct 27, 2026
$10.27
KIRA · Stoqly’s AI analyst, in plain words
- Dream Finders Homes had $4.3B of revenue in fiscal 2025, down 2.9% on the year before. Over five years, revenue changed +30.7% a year on average.
- Dream Finders Homes made $217M of net profit in fiscal 2025.
- Free cash flow was −$126M in fiscal 2025, −2.9% of revenue.
- Dream Finders Homes returned $41.7M to shareholders in fiscal 2025. The diluted share count rose 1.0%.
- Dream Finders Homes owes $1.4B more than it holds in cash, about 2.4 years of operating profit.
Market cap
$938M
P/E
7.2x
Revenue
$4.3B
Net income
$217M
Free cash flow
−$126M
Operating margin
—
Dream Finders Homes in 30 seconds · fiscal 2025
Are sales growing?
−2.9%
No. Sales fell 2.9% last year.
Does it make a profit?
5.0%
A little. It keeps 5.0% of every sale as profit.
Does profit turn into cash?
−2.9%
No. It spent more cash than it brought in.
Is debt under control?
2.4x
Keep an eye on it. Repaying its debt would take 2.4 years of operating profit.
How is the share priced?
7.2x
One share costs 7.2 times its yearly profit per share. Typical for its sector: 17.9x.
What Dream Finders Homes does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 24, 2026
- Legal name
- DREAM FINDERS HOMES, INC.
- CIK
- 0001825088
Dream Finders Homes · DFH
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.9B | $3.3B | $3.7B | $4.4B | $4.3B |
| Revenue growth | 69.7% | 73.7% | 12.2% | 18.7% | −2.9% |
| Gross margin | 16.3% | 18.6% | 19.7% | — | — |
| Net income | $121M | $262M | $296M | $335M | $217M |
| Net margin | 6.3% | 7.9% | 7.9% | 7.5% | 5.0% |
| Diluted EPS | $1.27 | $2.45 | $2.79 | $3.34 | $2.14 |
| Cash | |||||
| Cash from operations | $65.0M | −$27.6M | $374M | −$257M | −$101M |
| Capital expenditure | $2.8M | $5.5M | $4.8M | $25.3M | $25.8M |
| Free cash flow | $62.2M | −$33.2M | $369M | −$282M | −$126M |
| FCF margin | 3.2% | −1.0% | 9.9% | −6.3% | −2.9% |
| Dividends paid | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Share buybacks | $0.0M | $0.0M | $0.0M | $7.8M | $41.7M |
| Share count change | — | 11.9% | −0.6% | −5.4% | 1.0% |
| Debt and strength | |||||
| Cash and short-term investments | $227M | $365M | $494M | $274M | $235M |
| Debt incl. finance leases | — | — | — | $1.3B | $1.6B |
| Shareholders' equity | $401M | $645M | $925M | $1.2B | $1.4B |
| Net debt / EBITDA | — | — | — | 1.6x | 2.4x |
| Interest coverage | 242.1x | 11,130.9x | 6.1x | 3.2x | 2.0x |
| Returns and quality | |||||
| Return on capital | — | — | — | — | 17.2% |
| Return on equity | — | 50.2% | 37.7% | 30.9% | 16.3% |
Insiders bought, 12 months
$1.4M
2 insiders
Insiders sold, 12 months
$10.2M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Dream Finders Homes · DFH
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score |
|---|---|---|---|---|---|---|---|
| Dream Finders Homes DFH | $938M | −2.9% | — | −2.9% | 17.2% | 7.2x | — |
| M/I Homes MHO | $3.3B | −1.9% | 11.5% | 2.9% | — | 12.0x | — |
| Century Communities CCS | $1.7B | −6.4% | — | 3.0% | — | 12.7x | — |
| KB Home KBH | $2.9B | −10.0% | — | 4.6% | — | 13.2x | — |
| Installed Building Products IBP | $5.5B | 1.0% | 13.0% | 10.1% | 22.6% | 22.1x | 7 |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $10.27 a share, the company is worth $938M: 7.2 times its earnings of the last four quarters.
Dream Finders Homes grew sales faster than 2 of its 4 similar companies. Its P/E is higher than 0 of 4.
Source: SEC EDGAR XBRL filings (CIK 0001825088). Data updated October 19, 2026. For information only — not investment advice. Check the original filings before relying on any figure.