Donegal Group Inc
DGICA NasdaqΒ· Fire, Marine & Casualty Insurance
Last close Β· Oct 26, 2026
$18.93
KIRA Β· Stoqlyβs AI analyst, in plain words
- Donegal Group Inc had $978M of revenue in fiscal 2025, down 1.2% on the year before. Over five years, revenue changed +4.7% a year on average.
- Donegal Group Inc made $79.3M of net profit in fiscal 2025.
- Donegal Group Inc returned $25.7M to shareholders in fiscal 2025.
Market cap
β
P/E
β
Revenue
$978M
Net income
$79.3M
Free cash flow
β
Operating margin
β
Donegal Group Inc in 30 seconds Β· fiscal 2025
Are sales growing?
β1.2%
No. Sales fell 1.2% last year.
Does it make a profit?
8.1%
A little. It keeps 8.1% of every sale as profit.
What Donegal Group Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K Β· Mar 6, 2026
- Legal name
- DONEGAL GROUP INC
- CIK
- 0000800457
Donegal Group Inc Β· DGICA
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $816M | $848M | $927M | $990M | $978M |
| Revenue growth | 5.0% | 3.9% | 9.3% | 6.7% | β1.2% |
| Net income | $25.3M | β$2.0M | $4.4M | $50.9M | $79.3M |
| Net margin | 3.1% | β0.2% | 0.5% | 5.1% | 8.1% |
| Cash | |||||
| Cash from operations | $76.7M | $67.1M | $28.6M | $67.4M | $70.2M |
| Dividends paid | $19.1M | $20.5M | $21.9M | $22.7M | $25.7M |
| Debt and strength | |||||
| Cash and short-term investments | $57.7M | $25.1M | $23.8M | $52.9M | $26.8M |
| Shareholders' equity | $531M | $484M | $480M | $546M | $640M |
| Returns and quality | |||||
| Return on equity | 4.8% | β0.4% | 0.9% | 9.9% | 13.4% |
| Return on tangible equity | 4.8% | β0.4% | 0.9% | 9.4% | 12.5% |
Insiders bought, 12 months
$14.2M
1 insider
Insiders sold, 12 months
$3.5M
17 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Donegal Group Inc Β· DGICA
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $18.93 a share, the company is worth β.
Source: SEC EDGAR XBRL filings (CIK 0000800457). Data updated October 24, 2026. For information only β not investment advice. Check the original filings before relying on any figure.
