Deluxe Corp
DLX NYSE· Blankbooks, Looseleaf Binders & Bookbindg & Relatd Work
Last close · Oct 26, 2026
$23.19
KIRA · Stoqly’s AI analyst, in plain words
- Deluxe Corp had $2.1B of revenue in fiscal 2025, up 0.5% on the year before. Over five years, revenue changed +3.6% a year on average.
- Its operating margin was 10.9%, up 1.8 pts: of every 100 in sales, about 11 is left after running the business.
- Deluxe Corp made $82.1M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −10.0% a year.
- Free cash flow was $175M in fiscal 2025, 8.2% of revenue.
- Deluxe Corp returned $55.2M to shareholders in fiscal 2025, 31% of free cash flow. The diluted share count rose 1.8%.
- Deluxe Corp owes $1.4B more than it holds in cash, about 3.8 years of operating profit.
Market cap
$1.1B
P/E
10.7x
Revenue
$2.1B
Net income
$82.1M
Free cash flow
$175M
Operating margin
10.9%
Deluxe Corp in 30 seconds · fiscal 2025
Are sales growing?
+0.5%
Only a little. Sales grew 0.5% last year.
Does it make a profit?
3.8%
A little. It keeps 3.8% of every sale as profit.
Does profit turn into cash?
8.2%
Partly. 8.2% of sales ends up as free cash.
Is debt under control?
3.8x
Heavy. Repaying its debt would take 3.8 years of operating profit.
How healthy are the accounts?
6 / 9
Mixed. It passes 6 of 9 health tests.
How is the share priced?
10.7x
One share costs 10.7 times its yearly profit per share.
What Deluxe Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 13, 2026
- Legal name
- DELUXE CORP
- CIK
- 0000027996
Deluxe Corp · DLX
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $2.0B | $2.2B | $2.2B | $2.1B | $2.1B |
| Revenue growth | 12.9% | 10.7% | −2.0% | −3.2% | 0.5% |
| Gross margin | 56.3% | 53.9% | 53.0% | 53.1% | 53.0% |
| Operating margin | 7.0% | 7.6% | 7.3% | 9.1% | 10.9% |
| Net income | $62.6M | $65.4M | $26.1M | $52.8M | $82.1M |
| Net margin | 3.1% | 2.9% | 1.2% | 2.5% | 3.8% |
| Diluted EPS | $1.45 | $1.50 | $0.59 | $1.18 | $1.80 |
| Cash | |||||
| Cash from operations | $211M | $192M | $198M | $194M | $271M |
| Capital expenditure | — | — | $101M | $94.3M | $95.3M |
| Free cash flow | — | — | $97.7M | $100M | $175M |
| FCF margin | — | — | 4.5% | 4.7% | 8.2% |
| Dividends paid | $51.7M | $52.6M | $53.3M | $54.2M | $55.2M |
| Share buybacks | $0.0M | $0.0M | — | — | — |
| Share count change | 1.6% | 1.1% | 1.1% | 2.1% | 1.8% |
| Debt and strength | |||||
| Cash and short-term investments | $41.2M | $40.4M | $72.0M | $34.4M | $36.9M |
| Debt incl. finance leases | $1.7B | $1.7B | $1.6B | $1.5B | $1.5B |
| Shareholders' equity | $575M | $604M | $605M | $621M | $681M |
| Net debt / EBITDA | 5.7x | 4.8x | 4.7x | 4.2x | 3.8x |
| Current ratio | 0.9x | 0.9x | 0.9x | 1.0x | 1.0x |
| Interest coverage | 2.6x | 1.8x | 1.3x | 1.6x | 1.9x |
| Returns and quality | |||||
| Return on capital | 4.3% | 6.0% | 5.0% | 6.4% | 7.7% |
| Return on equity | 11.5% | 11.1% | 4.3% | 8.6% | 12.6% |
| Piotroski F-score | 4 | 7 | 4 | 7 | 6 |
| Altman Z'' | 1.0 | 1.1 | 1.0 | 1.3 | 1.5 |
Insiders bought, 12 months
$0.0M
1 insider
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Deluxe Corp · DLX
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $23.19 a share, the company is worth $1.1B: 10.7 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000027996). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.