Enterprise Financial Services Corp
EFSC Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$62.28
KIRA · Stoqly’s AI analyst, in plain words
- Enterprise Financial Services Corp had $740M of revenue in fiscal 2025, up 16.0% on the year before. Over five years, revenue changed +17.9% a year on average.
- Enterprise Financial Services Corp made $201M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 9.2% a year.
- Enterprise Financial Services Corp returned $59.2M to shareholders in fiscal 2025, 33% of free cash flow. The diluted share count fell 0.9%.
- It earned 10.4% on shareholders’ money. Running costs took 58.1% of revenue (the efficiency ratio; lower is better).
Market cap
$2.3B
P/E
12.4x
Revenue
$740M
Net income
$201M
Return on equity
10.4%
Efficiency ratio
58.1%
Enterprise Financial Services Corp in 30 seconds · fiscal 2025
Are sales growing?
+16.0%
Yes. Sales grew 16.0% last year.
Does it make a profit?
27.2%
Yes. It keeps 27.2% of every sale as profit.
How lean are its costs?
58.1%
Average. Running costs take 58.1% of revenue.
How much does it earn on its capital?
10.4%
Fair. It earns 10.4% a year on shareholders’ money.
How is the share priced?
12.4x
One share costs 12.4 times its yearly profit per share.
What Enterprise Financial Services Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- ENTERPRISE FINANCIAL SERVICES CORP
- CIK
- 0001025835
Enterprise Financial Services Corp · EFSC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $428M | $533M | $631M | $638M | $740M |
| Revenue growth | 31.9% | 24.6% | 18.4% | 1.0% | 16.0% |
| Net interest income | $360M | $474M | $563M | $568M | $627M |
| Net income | $133M | $203M | $194M | $185M | $201M |
| Net margin | 31.1% | 38.1% | 30.7% | 29.0% | 27.2% |
| Diluted EPS | $3.86 | $5.31 | $5.07 | $4.83 | $5.31 |
| Cash | |||||
| Cash from operations | $161M | $217M | $268M | $247M | $194M |
| Capital expenditure | $2.5M | $1.9M | $6.6M | $7.5M | $12.0M |
| Free cash flow | $158M | $215M | $262M | $240M | $182M |
| FCF margin | 36.9% | 40.3% | 41.5% | 37.6% | 24.5% |
| Dividends paid | $26.2M | $33.6M | $37.4M | $39.6M | $45.1M |
| Share buybacks | $60.6M | $32.9M | $0.0M | $29.6M | $14.1M |
| Share count change | 27.8% | 8.7% | 0.0% | 0.2% | −0.9% |
| Debt and strength | |||||
| Cash and short-term investments | $2.0B | $291M | $433M | $764M | $682M |
| Loans, net | $8.9B | $9.6B | $10.7B | $11.1B | $11.7B |
| Deposits | $11.3B | $10.8B | $12.2B | $13.1B | $14.6B |
| Shareholders' equity | $1.5B | $1.5B | $1.7B | $1.8B | $2.0B |
| Returns and quality | |||||
| Return on equity | 10.2% | 13.3% | 12.0% | 10.5% | 10.4% |
| Return on tangible equity | 11.7% | 17.5% | 14.2% | 12.5% | 12.3% |
| Efficiency ratio | 57.5% | 51.4% | 55.2% | 60.4% | 58.1% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.1M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Enterprise Financial Services Corp · EFSC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $62.28 a share, the company is worth $2.3B: 12.4 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001025835). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.