Employers Holdings, Inc.
EIG NYSE· Fire, Marine & Casualty Insurance
Last close · Oct 27, 2026
$51.94
KIRA · Stoqly’s AI analyst, in plain words
- Employers Holdings, Inc. had $859M of revenue in fiscal 2025, down 2.5% on the year before. Over five years, revenue changed +3.8% a year on average.
- Employers Holdings, Inc. made $10.8M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −19.5% a year.
- Free cash flow was $44.6M in fiscal 2025, 5.2% of revenue.
- Employers Holdings, Inc. returned $213M to shareholders in fiscal 2025, 477% of free cash flow. The diluted share count fell 6.6%.
- Employers Holdings, Inc. has $135M more cash than debt.
Market cap
$950M
P/E
63.3x
Revenue
$859M
Net income
$10.8M
Free cash flow
$44.6M
Operating margin
—
Employers Holdings, Inc. in 30 seconds · fiscal 2025
Are sales growing?
−2.5%
No. Sales fell 2.5% last year.
Does it make a profit?
1.3%
A little. It keeps 1.3% of every sale as profit.
Does profit turn into cash?
5.2%
Partly. 5.2% of sales ends up as free cash.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
63.3x
One share costs 63.3 times its yearly profit per share.
What Employers Holdings, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 26, 2026
- Legal name
- Employers Holdings, Inc.
- CIK
- 0001379041
Employers Holdings, Inc. · EIG
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $703M | $714M | $851M | $881M | $859M |
| Revenue growth | −1.2% | 1.5% | 19.3% | 3.5% | −2.5% |
| Net income | $119M | $48.4M | $118M | $119M | $10.8M |
| Net margin | 17.0% | 6.8% | 13.9% | 13.5% | 1.3% |
| Diluted EPS | $4.17 | $1.75 | $4.45 | $4.71 | $0.46 |
| Cash | |||||
| Cash from operations | $10.8M | $99.8M | $49.4M | $76.4M | $44.7M |
| Capital expenditure | $0.3M | $0.1M | $0.0M | $0.1M | $0.1M |
| Free cash flow | $10.5M | $99.7M | $49.4M | $76.3M | $44.6M |
| FCF margin | 1.5% | 14.0% | 5.8% | 8.7% | 5.2% |
| Dividends paid | $29.0M | $90.3M | $29.7M | $30.3M | $29.9M |
| Share buybacks | $42.6M | $30.4M | $76.1M | $42.6M | $183M |
| Share count change | −5.3% | −3.2% | −4.2% | −5.0% | −6.6% |
| Debt and strength | |||||
| Cash and short-term investments | $85.6M | $208M | $260M | $68.4M | $170M |
| Debt incl. finance leases | — | — | — | $0.1M | $35.0M |
| Shareholders' equity | $1.2B | $944M | $1.0B | $1.1B | $956M |
| Returns and quality | |||||
| Return on equity | 9.8% | 4.5% | 12.1% | 11.4% | 1.1% |
| Return on tangible equity | 10.3% | 5.4% | 12.2% | 11.6% | 1.2% |
| Piotroski F-score | — | — | — | — | 5 |
Insiders bought, 12 months
$0.3M
1 insider
Insiders sold, 12 months
$0.4M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Employers Holdings, Inc. · EIG
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $51.94 a share, the company is worth $950M: 63.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001379041). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.