Equity Bancshares Inc
EQBK NYSE· State Commercial Banks
Last close · Oct 26, 2026
$48.80
KIRA · Stoqly’s AI analyst, in plain words
- Equity Bancshares Inc had $210M of revenue in fiscal 2025, down 6.6% on the year before. Over five years, revenue changed +5.8% a year on average.
- Equity Bancshares Inc made $22.7M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 1.6% a year.
- Equity Bancshares Inc returned $25.4M to shareholders in fiscal 2025, 67% of free cash flow. The diluted share count rose 17.8%.
- It earned 3.4% on shareholders’ money. Running costs took 83.2% of revenue (the efficiency ratio; lower is better).
Market cap
$1.0B
P/E
30.7x
Revenue
$210M
Net income
$22.7M
Return on equity
3.4%
Efficiency ratio
83.2%
Equity Bancshares Inc in 30 seconds · fiscal 2025
Are sales growing?
−6.6%
No. Sales fell 6.6% last year.
Does it make a profit?
10.8%
Yes. It keeps 10.8% of every sale as profit.
How lean are its costs?
83.2%
Costly. Running costs take 83.2% of revenue.
How much does it earn on its capital?
3.4%
Low. It earns 3.4% a year on shareholders’ money.
How is the share priced?
30.7x
One share costs 30.7 times its yearly profit per share.
What Equity Bancshares Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 6, 2026
- Legal name
- EQUITY BANCSHARES INC
- CIK
- 0001227500
Equity Bancshares Inc · EQBK
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $175M | $199M | $140M | $225M | $210M |
| Revenue growth | 10.6% | 13.3% | −29.6% | 60.8% | −6.6% |
| Net interest income | $143M | $163M | $159M | $186M | $226M |
| Net income | $52.5M | $57.7M | $7.8M | $62.6M | $22.7M |
| Net margin | 29.9% | 29.0% | 5.6% | 27.8% | 10.8% |
| Diluted EPS | $3.43 | $3.51 | $0.50 | $4.00 | $1.23 |
| Cash | |||||
| Cash from operations | $103M | $74.1M | $76.5M | $73.8M | $51.4M |
| Capital expenditure | $5.1M | $3.5M | $15.6M | $8.5M | $13.3M |
| Free cash flow | $97.6M | $70.6M | $61.0M | $65.4M | $38.1M |
| FCF margin | 55.6% | 35.5% | 43.6% | 29.0% | 18.1% |
| Dividends paid | $1.1M | $5.6M | $6.6M | $7.9M | $11.4M |
| Share buybacks | $18.7M | $33.2M | $17.9M | $11.9M | $14.0M |
| Share count change | 1.4% | 7.4% | −4.8% | 0.1% | 17.8% |
| Debt and strength | |||||
| Debt incl. finance leases | $159M | $289M | $387M | $313M | $443M |
| Loans, net | $3.1B | $3.3B | $3.3B | $3.5B | $4.1B |
| Deposits | $4.4B | $4.2B | $4.1B | $4.4B | $5.1B |
| Shareholders' equity | $501M | $410M | $453M | $593M | $732M |
| Returns and quality | |||||
| Return on equity | 11.6% | 12.7% | 1.8% | 12.0% | 3.4% |
| Return on tangible equity | 12.2% | 16.7% | 2.0% | 11.9% | 3.6% |
| Efficiency ratio | 68.1% | 64.6% | 96.9% | 64.1% | 83.2% |
| Piotroski F-score | 5 | 5 | 4 | 6 | 3 |
Insiders bought, 12 months
$0.4M
4 insiders
Insiders sold, 12 months
$1.4M
5 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Equity Bancshares Inc · EQBK
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $48.80 a share, the company is worth $1.0B: 30.7 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001227500). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.