EVERTEC, Inc.
EVTC NYSE· Services-Computer Processing & Data Preparation
Last close · Oct 23, 2026
$32.43
KIRA · Stoqly’s AI analyst, in plain words
- EVERTEC, Inc. had $932M of revenue in fiscal 2025, up 10.2% on the year before. Over five years, revenue changed +12.8% a year on average.
- Its operating margin was 20.0%, up 0.4 pts: of every 100 in sales, about 20 is left after running the business.
- EVERTEC, Inc. made $142M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 9.0% a year.
- Free cash flow was $204M in fiscal 2025, 21.9% of revenue.
- EVERTEC, Inc. returned $82.1M to shareholders in fiscal 2025, 40% of free cash flow. The diluted share count fell 1.0%.
- EVERTEC, Inc. owes $781M more than it holds in cash, about 3.7 years of operating profit.
Market cap
$2.0B
P/E
20.9x
Revenue
$932M
Net income
$142M
Free cash flow
$204M
Operating margin
20.0%
EVERTEC, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+10.2%
Yes. Sales grew 10.2% last year.
Does it make a profit?
15.2%
Yes. It keeps 15.2% of every sale as profit.
Does profit turn into cash?
21.9%
Yes. 21.9% of sales ends up as free cash.
Is debt under control?
3.7x
Heavy. Repaying its debt would take 3.7 years of operating profit.
How healthy are the accounts?
7 / 8
Solid. It passes 7 of 8 health tests.
How is the share priced?
20.9x
One share costs 20.9 times its yearly profit per share.
What EVERTEC, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 2, 2026
- Legal name
- EVERTEC, Inc.
- CIK
- 0001559865
EVERTEC, Inc. · EVTC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $590M | $618M | $695M | $845M | $932M |
| Revenue growth | 15.5% | 4.9% | 12.3% | 21.7% | 10.2% |
| Net interest income | −$20.9M | −$21.7M | −$23.8M | — | — |
| Operating margin | 33.3% | 25.5% | 19.6% | 19.6% | 20.0% |
| Net income | $161M | $239M | $79.7M | $113M | $142M |
| Net margin | 27.3% | 38.6% | 11.5% | 13.3% | 15.2% |
| Diluted EPS | $2.21 | $3.45 | $1.21 | $1.73 | $2.20 |
| Cash | |||||
| Cash from operations | $228M | $220M | $211M | $260M | $227M |
| Capital expenditure | $25.1M | $27.1M | $21.4M | $25.4M | $23.3M |
| Free cash flow | $203M | $193M | $190M | $235M | $204M |
| FCF margin | 34.5% | 31.2% | 27.3% | 27.8% | 21.9% |
| Dividends paid | $14.4M | $13.8M | $13.0M | $12.9M | $12.8M |
| Share buybacks | $24.4M | $96.6M | $36.1M | $82.3M | $69.3M |
| Share count change | −0.2% | −4.9% | −5.0% | −1.1% | −1.0% |
| Debt and strength | |||||
| Cash and short-term investments | $258M | $185M | $296M | $274M | $306M |
| Debt incl. finance leases | $465M | $430M | $978M | $949M | $1.1B |
| Shareholders' equity | $466M | $472M | $594M | $473M | $622M |
| Net debt / EBITDA | 1.0x | 1.4x | 4.3x | 3.6x | 3.7x |
| Current ratio | 2.9x | 1.9x | 1.9x | 1.9x | 2.1x |
| Interest coverage | 8.6x | 6.4x | 4.2x | 2.2x | 2.7x |
| Returns and quality | |||||
| Return on capital | 25.9% | 19.6% | 10.0% | 13.8% | 12.4% |
| Return on equity | 40.1% | 51.0% | 15.0% | 21.1% | 25.9% |
| Piotroski F-score | 8 | 6 | 5 | 7 | 7 |
| Altman Z'' | 4.9 | 4.1 | 2.6 | 2.9 | 2.9 |
Insiders bought, 12 months
$2.3M
5 insiders
Insiders sold, 12 months
$1.5M
3 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
EVERTEC, Inc. · EVTC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $32.43 a share, the company is worth $2.0B: 20.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001559865). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.