Reliance Global Group, Inc.
EZRA Nasdaq· Insurance Agents, Brokers & Service
Last close · Oct 23, 2026
$2.18
KIRA · Stoqly’s AI analyst, in plain words
- Reliance Global Group, Inc. had $12.4M of revenue in fiscal 2025, down 11.6% on the year before. Over five years, revenue changed +11.2% a year on average.
- Its operating margin was −72.5%, down 17.8 pts: of every 100 in sales, about −73 is left after running the business.
- Reliance Global Group, Inc. lost $7.0M in fiscal 2025.
- Free cash flow was −$3.1M in fiscal 2025, −25.0% of revenue.
- Reliance Global Group, Inc. returned $0.4M to shareholders in fiscal 2025. The diluted share count rose 441.4%.
- Reliance Global Group, Inc. owes $3.8M more than it holds in cash.
Market cap
$1.3M
P/E
0.1x
Revenue
$12.4M
Net income
−$7.0M
Free cash flow
−$3.1M
Operating margin
−72.5%
Reliance Global Group, Inc. in 30 seconds · fiscal 2025
Are sales growing?
−11.6%
No. Sales fell 11.6% last year.
Does it make a profit?
−56.2%
No. It lost money last year.
Does profit turn into cash?
−25.0%
No. It spent more cash than it brought in.
How healthy are the accounts?
5 / 8
Mixed. It passes 5 of 8 health tests.
How is the share priced?
0.1x
One share costs 0.1 times its yearly profit per share.
What Reliance Global Group, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 10, 2026
- Legal name
- Reliance Global Group, Inc.
- CIK
- 0001812727
Reliance Global Group, Inc. · EZRA
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $9.7M | $11.8M | $13.7M | $14.1M | $12.4M |
| Revenue growth | 33.1% | 21.1% | 16.7% | 2.3% | −11.6% |
| Operating margin | −30.0% | −55.9% | −101.1% | −54.8% | −72.5% |
| Net income | −$21.1M | $6.5M | −$12.0M | −$9.1M | −$7.0M |
| Net margin | −217.3% | 55.0% | −87.5% | −64.5% | −56.2% |
| Diluted EPS | −$2.09 | −$0.42 | −$87.70 | −$9.01 | −$1.28 |
| Cash | |||||
| Cash from operations | −$2.3M | −$3.2M | −$0.8M | −$2.5M | −$3.1M |
| Capital expenditure | $0.1M | $0.1M | $0.0M | $0.0M | $0.0M |
| Free cash flow | −$2.3M | −$3.3M | −$0.9M | −$2.5M | −$3.1M |
| FCF margin | −23.9% | −27.6% | −6.3% | −18.1% | −25.0% |
| Dividends paid | — | — | — | — | $0.4M |
| Share count change | −83.9% | 62.7% | −84.8% | 507.0% | 441.4% |
| Debt and strength | |||||
| Cash and short-term investments | $4.1M | $0.5M | $1.3M | $0.4M | $1.3M |
| Debt incl. finance leases | $8.0M | $13.6M | $12.5M | $11.1M | $5.2M |
| Shareholders' equity | −$26.1M | $8.9M | $7.1M | $3.0M | $6.4M |
| Current ratio | 0.2x | 0.4x | 1.4x | 1.1x | 1.8x |
| Interest coverage | — | — | — | — | −8.6x |
| Returns and quality | |||||
| Return on capital | — | −23.6% | −59.9% | −44.2% | −69.3% |
| Return on equity | — | — | −149.6% | −178.8% | −148.3% |
| Piotroski F-score | 3 | 3 | 4 | 2 | 5 |
| Altman Z'' | −13.9 | −3.9 | −8.8 | −11.7 | −15.9 |
Insiders bought, 12 months
$0.1M
1 insider
Insiders sold, 12 months
$0.2M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Reliance Global Group, Inc. · EZRA
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $2.18 a share, the company is worth $1.3M: 0.1 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001812727). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.