First American Financial
FAF NYSE· Property & Casualty Insurance
Last close · Oct 26, 2026
$64.02
KIRA · Stoqly’s AI analyst, in plain words
- First American Financial had $7.5B of revenue in fiscal 2025, up 21.6% on the year before. Over five years, revenue changed +1.0% a year on average.
- First American Financial made $622M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 7.7% a year.
- First American Financial returned $345M to shareholders in fiscal 2025. The diluted share count fell 0.6%.
- It earned 12.0% on shareholders’ money.
Market cap
$6.6B
P/E
9.0x
Revenue
$7.5B
Net income
$622M
Return on equity
12.0%
Efficiency ratio
—
First American Financial in 30 seconds · fiscal 2025
Are sales growing?
+21.6%
Yes. Sales grew 21.6% last year.
Does it make a profit?
8.3%
A little. It keeps 8.3% of every sale as profit.
How much does it earn on its capital?
12.0%
Fair. It earns 12.0% a year on shareholders’ money.
How is the share priced?
9.0x
One share costs 9.0 times its yearly profit per share. Typical for its sector: 13.7x.
What First American Financial does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 18, 2026
- Legal name
- FIRST AMERICAN FINANCIAL CORPORATION
- CIK
- 0001472787
First American Financial · FAF
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $9.2B | $7.6B | $6.0B | $6.1B | $7.5B |
| Revenue growth | 30.1% | −17.5% | −21.1% | 2.1% | 21.6% |
| Net income | $1.2B | $263M | $217M | $131M | $622M |
| Net margin | 13.5% | 3.5% | 3.6% | 2.1% | 8.3% |
| Diluted EPS | $11.14 | $2.45 | $2.07 | $1.26 | $6.00 |
| Cash | |||||
| Dividends paid | $213M | $218M | $217M | $221M | $223M |
| Share buybacks | $99.2M | $441M | $72.7M | $68.5M | $122M |
| Share count change | −1.4% | −3.7% | −2.5% | −0.3% | −0.6% |
| Debt and strength | |||||
| Deposits | $5.1B | $5.5B | $7.3B | $5.0B | $5.3B |
| Shareholders' equity | $5.8B | $4.7B | $4.8B | $4.9B | $5.5B |
| Returns and quality | |||||
| Return on equity | 23.3% | 5.1% | 4.6% | 2.7% | 12.0% |
| Return on tangible equity | 34.0% | 7.9% | 7.8% | 4.5% | 19.0% |
Insiders bought, 12 months
$4.0M
1 insider
Insiders sold, 12 months
$1.1M
3 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
First American Financial · FAF
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Net margin | ROE | P/E | F-score |
|---|---|---|---|---|---|---|
| First American Financial FAF | $6.6B | 21.6% | 8.3% | 12.0% | 9.0x | — |
| KeyCorp KEY | $23.5B | 62.7% | 24.3% | 9.5% | 12.3x | — |
| Regions Financial RF | $25.6B | 6.3% | 28.7% | 11.7% | 11.7x | — |
| Ally Financial ALLY | $12.1B | −3.3% | 10.8% | 5.8% | 9.1x | — |
| Northern Trust NTRS | $32.6B | −2.5% | 21.5% | 13.5% | — | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $64.02 a share, the company is worth $6.6B: 9.0 times its earnings of the last four quarters.
First American Financial grew sales faster than 3 of its 4 similar companies. Its P/E is higher than 0 of 3.
Source: SEC EDGAR XBRL filings (CIK 0001472787). Data updated October 23, 2026. For information only — not investment advice. Check the original filings before relying on any figure.