FB Bancorp, Inc. /MD/
FBLA Nasdaq· Savings Institutions, Not Federally Chartered
Last close · Oct 26, 2026
$17.17
KIRA · Stoqly’s AI analyst, in plain words
- FB Bancorp, Inc. /MD/ had $52.1M of revenue in fiscal 2025, down 21.6% on the year before.
- FB Bancorp, Inc. /MD/ made $1.3M of net profit in fiscal 2025.
- FB Bancorp, Inc. /MD/ returned $22.2M to shareholders in fiscal 2025. The diluted share count rose 410.9%.
- It earned 0.4% on shareholders’ money. Running costs took 87.5% of revenue (the efficiency ratio; lower is better).
Market cap
$256M
P/E
—
Revenue
$52.1M
Net income
$1.3M
Return on equity
0.4%
Efficiency ratio
87.5%
FB Bancorp, Inc. /MD/ in 30 seconds · fiscal 2025
Are sales growing?
−21.6%
No. Sales fell 21.6% last year.
Does it make a profit?
2.4%
A little. It keeps 2.4% of every sale as profit.
How lean are its costs?
87.5%
Costly. Running costs take 87.5% of revenue.
How much does it earn on its capital?
0.4%
Low. It earns 0.4% a year on shareholders’ money.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What FB Bancorp, Inc. /MD/ does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 26, 2026
- Legal name
- FB Bancorp, Inc. /MD/
- CIK
- 0002013639
FB Bancorp, Inc. /MD/ · FBLA
Results and finances
The last 3 fiscal years. Amounts in USD.
| Fiscal year | FY23 | FY24 | FY25 |
|---|---|---|---|
| Sales and profit | |||
| Revenue | $69.1M | $66.5M | $52.1M |
| Revenue growth | — | −3.8% | −21.6% |
| Net interest income | $44.2M | $41.4M | $48.0M |
| Net income | $1.1M | −$6.2M | $1.3M |
| Net margin | 1.6% | −9.3% | 2.4% |
| Diluted EPS | — | −$1.74 | $0.07 |
| Cash | |||
| Cash from operations | −$7.0M | $0.8M | $2.8M |
| Capital expenditure | $7.0M | $5.4M | $6.7M |
| Free cash flow | −$14.0M | −$4.6M | −$3.9M |
| FCF margin | −20.3% | −6.8% | −7.5% |
| Share buybacks | — | — | $22.2M |
| Share count change | — | — | 410.9% |
| Debt and strength | |||
| Cash and short-term investments | $87.1M | $98.8M | $60.3M |
| Deposits | $769M | $801M | $841M |
| Shareholders' equity | $157M | $326M | $314M |
| Returns and quality | |||
| Return on equity | 0.7% | −2.6% | 0.4% |
| Return on tangible equity | 0.7% | −1.9% | 0.4% |
| Efficiency ratio | 97.0% | 64.5% | 87.5% |
Insiders bought, 12 months
$0.0M
2 insiders
Insiders sold, 12 months
$0.0M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
FB Bancorp, Inc. /MD/ · FBLA
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $17.17 a share, the company is worth $256M.
Source: SEC EDGAR XBRL filings (CIK 0002013639). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.