First Interstate Bancsystem Inc
FIBK Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$37.68
KIRA · Stoqly’s AI analyst, in plain words
- First Interstate Bancsystem Inc had $1.1B of revenue in fiscal 2025, up 5.9% on the year before. Over five years, revenue changed +10.1% a year on average.
- First Interstate Bancsystem Inc made $302M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 3.6% a year.
- First Interstate Bancsystem Inc returned $316M to shareholders in fiscal 2025. The diluted share count fell 0.3%.
- It earned 8.9% on shareholders’ money. Running costs took 60.5% of revenue (the efficiency ratio; lower is better).
Market cap
$3.6B
P/E
11.6x
Revenue
$1.1B
Net income
$302M
Return on equity
8.9%
Efficiency ratio
60.5%
First Interstate Bancsystem Inc in 30 seconds · fiscal 2025
Are sales growing?
+5.9%
Yes. Sales grew 5.9% last year.
Does it make a profit?
28.5%
Yes. It keeps 28.5% of every sale as profit.
How lean are its costs?
60.5%
Average. Running costs take 60.5% of revenue.
How much does it earn on its capital?
8.9%
Fair. It earns 8.9% a year on shareholders’ money.
How is the share priced?
11.6x
One share costs 11.6 times its yearly profit per share.
What First Interstate Bancsystem Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 26, 2026
- Legal name
- FIRST INTERSTATE BANCSYSTEM INC
- CIK
- 0000860413
First Interstate Bancsystem Inc · FIBK
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $639M | $1.1B | $1.0B | $1,000M | $1.1B |
| Revenue growth | −2.3% | 73.1% | −7.2% | −2.5% | 5.9% |
| Net interest income | $489M | $943M | $879M | $822M | $825M |
| Net income | $192M | $202M | $258M | $226M | $302M |
| Net margin | 30.1% | 18.3% | 25.1% | 22.6% | 28.5% |
| Diluted EPS | $3.11 | $1.96 | $2.48 | $2.19 | $2.94 |
| Cash | |||||
| Cash from operations | $282M | $534M | $428M | $355M | $306M |
| Dividends paid | $102M | $182M | $195M | $196M | $194M |
| Share buybacks | $5.4M | $199M | $34.0M | $1.2M | $122M |
| Share count change | −3.1% | 67.4% | 0.4% | −0.6% | −0.3% |
| Debt and strength | |||||
| Cash and short-term investments | $2.3B | $871M | $578M | $897M | $1.3B |
| Debt incl. finance leases | $98.7M | $98.9M | $99.0M | $132M | $146M |
| Loans, net | $9.2B | $17.9B | $18.1B | $17.6B | $15.0B |
| Deposits | $16.3B | $25.1B | $23.3B | $23.0B | $22.1B |
| Shareholders' equity | $2.0B | $3.1B | $3.2B | $3.3B | $3.4B |
| Returns and quality | |||||
| Return on equity | 9.7% | 8.0% | 8.2% | 6.9% | 8.9% |
| Return on tangible equity | 14.5% | 10.8% | 12.6% | 10.6% | 13.2% |
| Efficiency ratio | 63.5% | 69.3% | 64.0% | 63.8% | 60.5% |
| Piotroski F-score | 6 | 5 | 4 | 5 | 6 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$8.6M
8 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
First Interstate Bancsystem Inc · FIBK
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $37.68 a share, the company is worth $3.6B: 11.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000860413). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.