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Stoqly stoqly.net Company report Β· October 27, 2026

Figure Technology Solutions, Inc.

FIGR NasdaqΒ· Loan Brokers

Last close Β· Oct 23, 2026

$23.19

KIRA Β· Stoqly’s AI analyst, in plain words

  • Figure Technology Solutions, Inc. had $507M of revenue in fiscal 2025, up 48.7% on the year before.
  • Its operating margin was 23.2%, up 20.5Β pts: of every 100 in sales, about 23 is left after running the business.
  • Figure Technology Solutions, Inc. made $134M of net profit in fiscal 2025.
  • Figure Technology Solutions, Inc. returned $0.0M to shareholders in fiscal 2025. The diluted share count rose 95.2%.
  • Figure Technology Solutions, Inc. has $641M more cash than debt.

Market cap

$5.7B

P/E

25.8x

Revenue

$507M

Net income

$134M

Free cash flow

β€”

Operating margin

23.2%

Figure Technology Solutions, Inc. in 30 seconds Β· fiscal 2025

Good

Are sales growing?

+48.7%

Yes. Sales grew 48.7% last year.

Good

Does it make a profit?

26.4%

Yes. It keeps 26.4% of every sale as profit.

So-so

How healthy are the accounts?

5 / 8

Mixed. It passes 5 of 8 health tests.

For information

How is the share priced?

25.8x

One share costs 25.8 times its yearly profit per share.

What Figure Technology Solutions, Inc. does

No business description yet.

Fiscal year ends
December 31, 2025
Latest annual report
10-K Β· Mar 16, 2026
Legal name
Figure Technology Solutions, Inc.
CIK
0002064124
stoqly.net Β· FIGR Β· Generated October 27, 2026 Not investment advice Β· Page 1 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Figure Technology Solutions, Inc. Β· FIGR

Results and finances

The last 3 fiscal years. Amounts in USD.

Fiscal yearFY23FY24FY25
Sales and profit
Revenue $210M $341M $507M
Revenue growth β€” 62.7% 48.7%
Operating margin βˆ’23.6% 2.7% 23.2%
Net income βˆ’$47.9M $17.2M $134M
Net margin βˆ’22.9% 5.0% 26.4%
Diluted EPS βˆ’$0.93 $0.00 $0.44
Cash
Cash from operations βˆ’$33.4M βˆ’$127M $62.6M
Share buybacks $0.0M $1.0M $0.0M
Share count change β€” 41.6% 95.2%
Debt and strength
Cash and short-term investments $176M $290M $1.2B
Debt incl. finance leases β€” $473M $557M
Shareholders' equity $222M $355M $1.2B
Current ratio β€” 1.4x 2.2x
Returns and quality
Return on capital β€” 1.5% 20.0%
Return on equity βˆ’21.6% 6.0% 16.9%
Return on tangible equity βˆ’21.6% 0.0% 5.0%
Piotroski F-score β€” β€” 5
Altman Z'' β€” 0.9 4.1

Insiders bought, 12 months

$0.2M

1 insider

Insiders sold, 12 months

$119M

6 insiders

Of sales under plans

18%

$20.8M

How to read these numbers

Revenue:
Total sales reported in the income statement.
Operating margin:
Operating income as a share of revenue.
Net income:
Profit after all expenses, interest and tax.
Free cash flow:
Cash from operations minus capital spending.
Net debt / EBITDA:
Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
Return on capital:
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
stoqly.net Β· FIGR Β· Generated October 27, 2026 Not investment advice Β· Page 2 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Figure Technology Solutions, Inc. Β· FIGR

Charts and comparison

Ten years at a glance, and how it stacks up against similar companies.

Revenue

Net income

Margins, % of revenue

Gross Operating Net

Cash vs debt (incl. leases)

Cash Debt

Free cash flow

Dividends and buybacks

Dividends Buybacks

KIRA

At $23.19 a share, the company is worth $5.7B: 25.8 times its earnings of the last four quarters.

Source: SEC EDGAR XBRL filings (CIK 0002064124). Data updated October 24, 2026. For information only β€” not investment advice. Check the original filings before relying on any figure.