FinVolution Group
FINV NYSE· Loan Brokers
Last close · Oct 23, 2026
$2.94
KIRA · Stoqly’s AI analyst, in plain words
- FinVolution Group had $1.9M of revenue in fiscal 2025, up 4.0% on the year before. Over five years, revenue changed −72.0% a year on average.
- FinVolution Group made $354M of net profit in fiscal 2025.
- Free cash flow was $248M in fiscal 2025, 13,142.6% of revenue.
- FinVolution Group returned $178M to shareholders in fiscal 2025, 72% of free cash flow. The diluted share count rose 1.1%.
- FinVolution Group has $1.0B more cash than debt.
Market cap
$785M
P/E
2.2x
Revenue
$1.9M
Net income
$354M
Free cash flow
$248M
Operating margin
—
FinVolution Group in 30 seconds · fiscal 2025
Are sales growing?
+4.0%
Only a little. Sales grew 4.0% last year.
Does it make a profit?
18,736.0%
Yes. It keeps 18,736.0% of every sale as profit.
Does profit turn into cash?
13,142.6%
Yes. 13,142.6% of sales ends up as free cash.
How healthy are the accounts?
2 / 7
Weak. It passes 2 of 7 health tests.
How is the share priced?
2.2x
One share costs 2.2 times its yearly profit per share.
What FinVolution Group does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 29, 2026
- Legal name
- FinVolution Group
- CIK
- 0001691445
FinVolution Group · FINV
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.5B | $1.7B | $1.8M | $1.8M | $1.9M |
| Revenue growth | 34.0% | 12.6% | −99.9% | 2.5% | 4.0% |
| Net interest income | $189M | $174M | $148M | $119M | $186M |
| Net income | $389M | $337M | $330M | $331M | $354M |
| Net margin | 26.5% | 20.4% | 18,655.6% | 18,239.9% | 18,736.0% |
| Diluted EPS | $1.31 | $1.16 | $1.18 | $1.26 | $1.34 |
| Cash | |||||
| Cash from operations | $97.7M | $35.2M | $192M | $402M | $260M |
| Capital expenditure | $8.6M | $7.8M | $76.0M | $3.9M | $11.7M |
| Free cash flow | $89.1M | $27.3M | $116M | $398M | $248M |
| FCF margin | 6.1% | 1.7% | 6,557.2% | 21,930.9% | 13,142.6% |
| Dividends paid | $49.2M | $55.3M | $60.8M | $61.3M | $71.0M |
| Share buybacks | $4.0M | $50.6M | $98.1M | $89.4M | $107M |
| Share count change | −0.6% | −1.9% | −3.5% | −5.9% | 1.1% |
| Debt and strength | |||||
| Cash and short-term investments | $885M | $1.0B | $1.1B | $1.0B | $1.0B |
| Debt incl. finance leases | — | $0.0M | $0.8M | $0.8M | $37.1M |
| Loans, net | $312M | $310M | $159M | — | — |
| Shareholders' equity | $1.7B | $1.8B | $1.9B | $2.1B | $2.4B |
| Returns and quality | |||||
| Return on equity | 26.3% | 19.4% | 17.7% | 16.5% | 15.9% |
| Return on tangible equity | 23.5% | 19.0% | 17.3% | 16.1% | 15.3% |
| Piotroski F-score | — | — | 4 | 5 | 2 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.1M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
FinVolution Group · FINV
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $2.94 a share, the company is worth $785M: 2.2 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001691445). Data updated October 24, 2026. Filed in CNY under US GAAP and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.