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Stoqly stoqly.net Company report Β· October 27, 2026

Fold Holdings, Inc.

FLD NasdaqΒ· Finance Services

Last close Β· Oct 23, 2026

$0.51

KIRA Β· Stoqly’s AI analyst, in plain words

  • Fold Holdings, Inc. had $31.8M of revenue in fiscal 2025, up 33.9% on the year before.
  • Fold Holdings, Inc. lost $69.6M in fiscal 2025.

Market cap

$26.7M

P/E

β€”

Revenue

$31.8M

Net income

βˆ’$69.6M

Free cash flow

β€”

Operating margin

β€”

Fold Holdings, Inc. in 30 seconds Β· fiscal 2025

Good

Are sales growing?

+33.9%

Yes. Sales grew 33.9% last year.

Weak

Does it make a profit?

βˆ’218.9%

No. It lost money last year.

Weak

How healthy are the accounts?

3 / 7

Weak. It passes 3 of 7 health tests.

For information

How is the share priced?

β€”

No P/E: it made no profit over the last four quarters.

What Fold Holdings, Inc. does

No business description yet.

Fiscal year ends
December 31, 2025
Latest annual report
10-K Β· Mar 17, 2026
Legal name
Fold Holdings, Inc.
CIK
0001889123
stoqly.net Β· FLD Β· Generated October 27, 2026 Not investment advice Β· Page 1 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Fold Holdings, Inc. Β· FLD

Results and finances

The last 4 fiscal years. Amounts in USD.

Fiscal yearFY22FY23FY24FY25
Sales and profit
Revenue β€” β€” $23.8M $31.8M
Revenue growth β€” β€” β€” 33.9%
Operating margin β€” β€” βˆ’12.3% β€”
Net income $1.1M $4.4M βˆ’$65.1M βˆ’$69.6M
Net margin β€” β€” βˆ’274.0% βˆ’218.9%
Diluted EPS β€” β€” βˆ’$11.15 βˆ’$1.65
Cash
Cash from operations βˆ’$1.7M βˆ’$5.1M βˆ’$3.3M βˆ’$16.1M
Share buybacks β€” $96.8M $117M β€”
Share count change β€” β€” β€” 623.3%
Debt and strength
Cash and short-term investments $0.1M $1.5M $18.3M $7.7M
Shareholders' equity βˆ’$8.5M βˆ’$8.4M βˆ’$67.8M $63.0M
Current ratio 0.5x 0.1x 1.3x 0.9x
Interest coverage β€” β€” βˆ’12.5x β€”
Returns and quality
Return on tangible equity β€” β€” β€” βˆ’110.5%
Piotroski F-score β€” β€” β€” 3
Altman Z'' βˆ’1.0 βˆ’2.4 βˆ’2.8 β€”

Insiders bought, 12 months

$0.1M

2 insiders

Insiders sold, 12 months

$0.3M

4 insiders

Of sales under plans

0%

$0.0M

How to read these numbers

Revenue:
Total sales reported in the income statement.
Operating margin:
Operating income as a share of revenue.
Net income:
Profit after all expenses, interest and tax.
Free cash flow:
Cash from operations minus capital spending.
Net debt / EBITDA:
Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
Return on capital:
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
stoqly.net Β· FLD Β· Generated October 27, 2026 Not investment advice Β· Page 2 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Fold Holdings, Inc. Β· FLD

Charts and comparison

Ten years at a glance, and how it stacks up against similar companies.

Revenue

Net income

Margins, % of revenue

Gross Operating Net

Cash vs debt (incl. leases)

Cash Debt

Free cash flow

Dividends and buybacks

Dividends Buybacks

KIRA

At $0.51 a share, the company is worth $26.7M.

Source: SEC EDGAR XBRL filings (CIK 0001889123). Data updated October 24, 2026. For information only β€” not investment advice. Check the original filings before relying on any figure.