Fold Holdings, Inc.
FLD NasdaqΒ· Finance Services
Last close Β· Oct 23, 2026
$0.51
KIRA Β· Stoqlyβs AI analyst, in plain words
- Fold Holdings, Inc. had $31.8M of revenue in fiscal 2025, up 33.9% on the year before.
- Fold Holdings, Inc. lost $69.6M in fiscal 2025.
Market cap
$26.7M
P/E
β
Revenue
$31.8M
Net income
β$69.6M
Free cash flow
β
Operating margin
β
Fold Holdings, Inc. in 30 seconds Β· fiscal 2025
Are sales growing?
+33.9%
Yes. Sales grew 33.9% last year.
Does it make a profit?
β218.9%
No. It lost money last year.
How healthy are the accounts?
3 / 7
Weak. It passes 3 of 7 health tests.
How is the share priced?
β
No P/E: it made no profit over the last four quarters.
What Fold Holdings, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K Β· Mar 17, 2026
- Legal name
- Fold Holdings, Inc.
- CIK
- 0001889123
Fold Holdings, Inc. Β· FLD
Results and finances
The last 4 fiscal years. Amounts in USD.
| Fiscal year | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Sales and profit | ||||
| Revenue | β | β | $23.8M | $31.8M |
| Revenue growth | β | β | β | 33.9% |
| Operating margin | β | β | β12.3% | β |
| Net income | $1.1M | $4.4M | β$65.1M | β$69.6M |
| Net margin | β | β | β274.0% | β218.9% |
| Diluted EPS | β | β | β$11.15 | β$1.65 |
| Cash | ||||
| Cash from operations | β$1.7M | β$5.1M | β$3.3M | β$16.1M |
| Share buybacks | β | $96.8M | $117M | β |
| Share count change | β | β | β | 623.3% |
| Debt and strength | ||||
| Cash and short-term investments | $0.1M | $1.5M | $18.3M | $7.7M |
| Shareholders' equity | β$8.5M | β$8.4M | β$67.8M | $63.0M |
| Current ratio | 0.5x | 0.1x | 1.3x | 0.9x |
| Interest coverage | β | β | β12.5x | β |
| Returns and quality | ||||
| Return on tangible equity | β | β | β | β110.5% |
| Piotroski F-score | β | β | β | 3 |
| Altman Z'' | β1.0 | β2.4 | β2.8 | β |
Insiders bought, 12 months
$0.1M
2 insiders
Insiders sold, 12 months
$0.3M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Fold Holdings, Inc. Β· FLD
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $0.51 a share, the company is worth $26.7M.
Source: SEC EDGAR XBRL filings (CIK 0001889123). Data updated October 24, 2026. For information only β not investment advice. Check the original filings before relying on any figure.
