First Mid Bancshares, Inc.
FMBH Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$51.11
KIRA · Stoqly’s AI analyst, in plain words
- First Mid Bancshares, Inc. had $349M of revenue in fiscal 2025, up 7.4% on the year before. Over five years, revenue changed +13.3% a year on average.
- First Mid Bancshares, Inc. made $91.7M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 7.2% a year.
- First Mid Bancshares, Inc. returned $24.1M to shareholders in fiscal 2025, 19% of free cash flow. The diluted share count rose 0.4%.
- It earned 10.2% on shareholders’ money. Running costs took 63.6% of revenue (the efficiency ratio; lower is better).
Market cap
$1.4B
P/E
12.7x
Revenue
$349M
Net income
$91.7M
Return on equity
10.2%
Efficiency ratio
63.6%
First Mid Bancshares, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+7.4%
Yes. Sales grew 7.4% last year.
Does it make a profit?
26.3%
Yes. It keeps 26.3% of every sale as profit.
How lean are its costs?
63.6%
Average. Running costs take 63.6% of revenue.
How much does it earn on its capital?
10.2%
Fair. It earns 10.2% a year on shareholders’ money.
How is the share priced?
12.7x
One share costs 12.7 times its yearly profit per share.
What First Mid Bancshares, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- FIRST MID BANCSHARES, INC.
- CIK
- 0000700565
First Mid Bancshares, Inc. · FMBH
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $238M | $259M | $280M | $325M | $349M |
| Revenue growth | 27.1% | 9.0% | 8.2% | 16.0% | 7.4% |
| Net interest income | $168M | $184M | $193M | $229M | $256M |
| Net income | $51.5M | $73.0M | $68.9M | $78.9M | $91.7M |
| Net margin | 21.7% | 28.2% | 24.6% | 24.3% | 26.3% |
| Diluted EPS | $2.87 | $3.60 | $3.15 | $3.30 | $3.83 |
| Cash | |||||
| Cash from operations | $69.6M | $65.8M | $72.4M | $124M | $131M |
| Capital expenditure | $3.7M | $5.0M | $3.6M | $4.9M | $6.8M |
| Free cash flow | $65.9M | $60.8M | $68.8M | $119M | $124M |
| FCF margin | 27.7% | 23.5% | 24.5% | 36.8% | 35.5% |
| Dividends paid | $14.7M | $17.8M | $19.6M | $22.4M | $23.4M |
| Share buybacks | $0.3M | $0.3M | $0.5M | $0.7M | $0.7M |
| Share count change | 7.0% | 12.8% | 8.0% | 9.3% | 0.4% |
| Debt and strength | |||||
| Debt incl. finance leases | — | — | — | — | $354M |
| Loans, net | $3.9B | $4.8B | $5.5B | — | — |
| Deposits | $5.0B | $5.3B | $6.1B | $6.1B | $6.4B |
| Shareholders' equity | $634M | $633M | $793M | $846M | $959M |
| Returns and quality | |||||
| Return on equity | 8.6% | 11.5% | 9.7% | 9.6% | 10.2% |
| Return on tangible equity | 10.5% | 15.7% | 13.0% | 13.5% | 13.0% |
| Efficiency ratio | 65.5% | 62.9% | 66.3% | 66.1% | 63.6% |
Insiders bought, 12 months
$0.0M
1 insider
Insiders sold, 12 months
$0.5M
3 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
First Mid Bancshares, Inc. · FMBH
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $51.11 a share, the company is worth $1.4B: 12.7 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000700565). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.
