First Northwest Bancorp
FNWB Nasdaq· Savings Institutions, Not Federally Chartered
Last close · Oct 27, 2026
$9.76
KIRA · Stoqly’s AI analyst, in plain words
- First Northwest Bancorp had $68.9M of revenue in fiscal 2025, up 0.0% on the year before. Over five years, revenue changed +230.1% a year on average.
- First Northwest Bancorp lost $4.2M in fiscal 2025.
- First Northwest Bancorp returned $1.3M to shareholders in fiscal 2025. The diluted share count rose 0.1%.
- It earned −2.7% on shareholders’ money. Running costs took 97.3% of revenue (the efficiency ratio; lower is better).
Market cap
$87.2M
P/E
61.0x
Revenue
$68.9M
Net income
−$4.2M
Return on equity
−2.7%
Efficiency ratio
97.3%
First Northwest Bancorp in 30 seconds · fiscal 2025
Are sales growing?
+0.0%
Only a little. Sales grew 0.0% last year.
Does it make a profit?
−6.1%
No. It lost money last year.
How lean are its costs?
97.3%
Costly. Running costs take 97.3% of revenue.
How much does it earn on its capital?
−2.7%
Low. It earns −2.7% a year on shareholders’ money.
How is the share priced?
61.0x
One share costs 61.0 times its yearly profit per share.
What First Northwest Bancorp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 12, 2026
- Legal name
- First Northwest Bancorp
- CIK
- 0001556727
First Northwest Bancorp · FNWB
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $73.9M | $80.2M | $65.5M | $68.9M | $68.9M |
| Revenue growth | 41,909.1% | 8.5% | −18.4% | 5.3% | 0.0% |
| Net interest income | $58.3M | $69.9M | $61.4M | $56.3M | $57.3M |
| Net income | $15.4M | $15.6M | $2.3M | −$6.6M | −$4.2M |
| Net margin | 20.9% | 19.5% | 3.5% | −9.6% | −6.1% |
| Diluted EPS | $1.63 | $1.71 | $0.26 | −$0.75 | −$0.48 |
| Cash | |||||
| Cash from operations | $15.2M | $15.9M | $17.9M | $16.9M | −$2.8M |
| Capital expenditure | $6.0M | $2.9M | $1.6M | — | — |
| Free cash flow | $9.1M | $13.0M | $16.3M | — | — |
| FCF margin | 12.4% | 16.2% | 24.9% | — | — |
| Dividends paid | $2.5M | $2.8M | $2.7M | $2.6M | $1.3M |
| Share buybacks | $6.0M | $5.4M | $1.1M | $4.1M | $0.0M |
| Share count change | −1.8% | −0.9% | −2.2% | −1.7% | 0.1% |
| Debt and strength | |||||
| Loans, net | $1.4B | $1.5B | — | $1.7B | $1.6B |
| Deposits | $1.6B | $1.6B | $1.7B | $1.7B | $1.6B |
| Shareholders' equity | $191M | $162M | $163M | $154M | $157M |
| Returns and quality | |||||
| Return on equity | 8.2% | 8.9% | 1.4% | −4.2% | −2.7% |
| Return on tangible equity | 7.8% | 9.6% | 1.4% | −4.3% | −2.7% |
| Efficiency ratio | 73.6% | 77.7% | 93.9% | 87.0% | 97.3% |
Insiders bought, 12 months
$0.0M
1 insider
Insiders sold, 12 months
$0.3M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
First Northwest Bancorp · FNWB
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $9.76 a share, the company is worth $87.2M: 61.0 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001556727). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.