Finance of America Companies Inc.
FOA NYSE· Mortgage Bankers & Loan Correspondents
Last close · Oct 26, 2026
$11.04
KIRA · Stoqly’s AI analyst, in plain words
- Finance of America Companies Inc. had $497M of revenue in fiscal 2025, up 26.1% on the year before. Over five years, revenue changed −22.7% a year on average.
- Finance of America Companies Inc. made $45.2M of net profit in fiscal 2025.
- Finance of America Companies Inc. owes $268M more than it holds in cash.
Market cap
$188M
P/E
—
Revenue
$497M
Net income
$45.2M
Free cash flow
—
Operating margin
—
Finance of America Companies Inc. in 30 seconds · fiscal 2025
Are sales growing?
+26.1%
Yes. Sales grew 26.1% last year.
Does it make a profit?
9.1%
A little. It keeps 9.1% of every sale as profit.
How healthy are the accounts?
4 / 7
Mixed. It passes 4 of 7 health tests.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What Finance of America Companies Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 13, 2026
- Legal name
- Finance of America Companies Inc.
- CIK
- 0001828937
Finance of America Companies Inc. · FOA
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY20 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.8B | — | $234M | $394M | $497M |
| Revenue growth | 101.9% | — | — | 68.4% | 26.1% |
| Net interest income | −$80.4M | — | $268M | $268M | $261M |
| Operating margin | −0.1% | — | — | — | — |
| Net income | $518M | — | −$80.1M | $15.5M | $45.2M |
| Net margin | 28.8% | — | −34.2% | 3.9% | 9.1% |
| Diluted EPS | — | — | −$9.77 | $1.18 | $3.74 |
| Cash | |||||
| Cash from operations | −$686M | — | −$71.6M | −$424M | −$430M |
| Capital expenditure | $9.0M | — | — | — | — |
| Free cash flow | −$695M | — | — | — | — |
| FCF margin | −38.6% | — | — | — | — |
| Share count change | — | — | — | 185.5% | 15.1% |
| Debt and strength | |||||
| Cash and short-term investments | $233M | $61.1M | $46.5M | $47.4M | $89.5M |
| Debt incl. finance leases | — | $399M | $411M | $375M | $358M |
| Shareholders' equity | −$39.6M | $405M | $272M | $316M | $396M |
| Current ratio | 0.5x | — | — | — | — |
| Interest coverage | −0.0x | — | — | — | — |
| Returns and quality | |||||
| Return on equity | — | — | −23.7% | 5.3% | 12.7% |
| Return on tangible equity | — | — | −424.3% | 15.6% | 20.9% |
| Piotroski F-score | — | — | — | 4 | 4 |
| Altman Z'' | −0.0 | — | — | — | — |
Insiders bought, 12 months
$2.3M
3 insiders
Insiders sold, 12 months
$34.1M
5 insiders
Of sales under plans
6%
$2.2M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Finance of America Companies Inc. · FOA
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $11.04 a share, the company is worth $188M.
Source: SEC EDGAR XBRL filings (CIK 0001828937). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.