Firstsun Capital Bancorp
FSUN Nasdaq· National Commercial Banks
Last close · Oct 23, 2026
$39.81
KIRA · Stoqly’s AI analyst, in plain words
- Firstsun Capital Bancorp had $419M of revenue in fiscal 2025, up 8.4% on the year before. Over five years, revenue changed +8.1% a year on average.
- Firstsun Capital Bancorp made $97.9M of net profit in fiscal 2025. From fiscal 2019 to 2025, diluted EPS grew 22.4% a year.
- Firstsun Capital Bancorp returned $7.6M to shareholders in fiscal 2025, 7% of free cash flow. The diluted share count rose 0.7%.
- It earned 8.9% on shareholders’ money. Running costs took 64.8% of revenue (the efficiency ratio; lower is better).
Market cap
$1.9B
P/E
20.1x
Revenue
$419M
Net income
$97.9M
Return on equity
8.9%
Efficiency ratio
64.8%
Firstsun Capital Bancorp in 30 seconds · fiscal 2025
Are sales growing?
+8.4%
Yes. Sales grew 8.4% last year.
Does it make a profit?
23.4%
Yes. It keeps 23.4% of every sale as profit.
How lean are its costs?
64.8%
Average. Running costs take 64.8% of revenue.
How much does it earn on its capital?
8.9%
Fair. It earns 8.9% a year on shareholders’ money.
How is the share priced?
20.1x
One share costs 20.1 times its yearly profit per share.
What Firstsun Capital Bancorp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 6, 2026
- Legal name
- FIRSTSUN CAPITAL BANCORP
- CIK
- 0001709442
Firstsun Capital Bancorp · FSUN
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $279M | $331M | $373M | $387M | $419M |
| Revenue growth | −1.7% | 18.5% | 12.5% | 3.8% | 8.4% |
| Net interest income | $155M | $242M | $293M | $297M | $317M |
| Net income | $43.2M | $59.2M | $104M | $75.6M | $97.9M |
| Net margin | 15.4% | 17.9% | 27.8% | 19.6% | 23.4% |
| Diluted EPS | $2.30 | $2.48 | $4.08 | $2.69 | $3.47 |
| Cash | |||||
| Cash from operations | $113M | $96.9M | $125M | $101M | $111M |
| Capital expenditure | $3.5M | $2.2M | $4.3M | $5.4M | $7.5M |
| Free cash flow | $110M | $94.7M | $121M | $95.7M | $104M |
| FCF margin | 39.2% | 28.6% | 32.5% | 24.7% | 24.8% |
| Dividends paid | $0.0M | $8.0M | $26.0M | $0.0M | $7.6M |
| Share buybacks | $0.0M | $0.0M | — | — | — |
| Share count change | 1.6% | 27.0% | 6.5% | 10.6% | 0.7% |
| Debt and strength | |||||
| Cash and short-term investments | $668M | $344M | $479M | $616M | $653M |
| Loans, net | $4.0B | $5.8B | $6.2B | $6.3B | $6.6B |
| Deposits | $4.9B | $5.8B | $6.4B | $6.7B | $7.1B |
| Shareholders' equity | $524M | $775M | $877M | $1.0B | $1.2B |
| Returns and quality | |||||
| Return on equity | 8.5% | 9.1% | 12.5% | 7.9% | 8.9% |
| Return on tangible equity | 8.9% | 8.9% | 13.4% | 8.0% | 9.3% |
| Efficiency ratio | 80.4% | 72.2% | 59.8% | 68.3% | 64.8% |
Insiders bought, 12 months
$0.1M
1 insider
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Firstsun Capital Bancorp · FSUN
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $39.81 a share, the company is worth $1.9B: 20.1 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001709442). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.