Fulton Financial Corp
FULT Nasdaq· National Commercial Banks
Last close · Oct 23, 2026
$23.67
KIRA · Stoqly’s AI analyst, in plain words
- Fulton Financial Corp had $277M of revenue in fiscal 2025, down 6.5% on the year before. Over five years, revenue changed +4.1% a year on average.
- Fulton Financial Corp made $392M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 9.4% a year.
- Fulton Financial Corp returned $207M to shareholders in fiscal 2025. The diluted share count rose 3.4%.
- It earned 11.7% on shareholders’ money. Running costs took 286.1% of revenue (the efficiency ratio; lower is better).
Market cap
$4.6B
P/E
11.3x
Revenue
$277M
Net income
$392M
Return on equity
11.7%
Efficiency ratio
286.1%
Fulton Financial Corp in 30 seconds · fiscal 2025
Are sales growing?
−6.5%
No. Sales fell 6.5% last year.
Does it make a profit?
141.5%
Yes. It keeps 141.5% of every sale as profit.
How lean are its costs?
286.1%
Costly. Running costs take 286.1% of revenue.
How much does it earn on its capital?
11.7%
Fair. It earns 11.7% a year on shareholders’ money.
How is the share priced?
11.3x
One share costs 11.3 times its yearly profit per share.
What Fulton Financial Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- FULTON FINANCIAL CORP
- CIK
- 0000700564
Fulton Financial Corp · FULT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $240M | $227M | $228M | $296M | $277M |
| Revenue growth | 6.1% | −5.4% | 0.6% | 29.6% | −6.5% |
| Net interest income | $664M | $782M | $854M | $960M | $1.0B |
| Net income | $275M | $287M | $284M | $289M | $392M |
| Net margin | 114.7% | 126.3% | 124.5% | 97.5% | 141.5% |
| Diluted EPS | $1.62 | $1.67 | $1.64 | $1.57 | $2.08 |
| Cash | |||||
| Cash from operations | $338M | $595M | $363M | $417M | $304M |
| Dividends paid | $112M | $116M | $116M | $132M | $141M |
| Share buybacks | $43.9M | $0.0M | $77.1M | $30.3M | $66.0M |
| Share count change | 0.1% | 1.3% | 0.8% | 6.3% | 3.4% |
| Debt and strength | |||||
| Cash and short-term investments | $1.6B | $682M | $550M | $1.1B | $1.1B |
| Debt incl. finance leases | $1.0B | — | — | — | — |
| Loans, net | $18.1B | $20.0B | $21.1B | — | — |
| Deposits | $21.6B | $20.6B | $21.5B | $26.1B | $26.6B |
| Shareholders' equity | $2.7B | $2.6B | $2.8B | $3.2B | $3.5B |
| Returns and quality | |||||
| Return on equity | 10.3% | 10.8% | 10.6% | 9.7% | 11.7% |
| Return on tangible equity | 12.2% | 13.7% | 12.5% | 10.9% | 13.0% |
| Efficiency ratio | 257.2% | 279.0% | 297.4% | 276.9% | 286.1% |
| Piotroski F-score | 6 | — | — | — | — |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$1.4M
4 insiders
Of sales under plans
70%
$1.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Fulton Financial Corp · FULT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $23.67 a share, the company is worth $4.6B: 11.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000700564). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.